DeKalb County property record for 278 Captains Point Rd, Silver Point, TN 38582
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,049 sqft · built 1985 |
| Lot Size | 0.362 acres (15,810 sqft) |
| Owner | Individual Name on File |
| Last Sale | $380,000 (Aug 2023) |
| Tax Bill | $787 (2025) |
| Deeds & Mortgages | Aug 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 021031B A 00200 |
| Primary APN | 021031B A 00200 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 4 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,049 sqft Living Area |
| 1st Floor Area | 807 sqft |
| Upper Floors Area | 806 sqft |
| Basement Area | 216 sqft |
| Unfinished Basement | 216 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 15,810 sqft |
| Lot Dimensions | 155 ft deep x 102 ft wide |
| Terrain | Rolling |
| Garage Type | Unfinished |
| Garage Area | 840 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 520 sqft |
| Deck Area | 39 sqft |
| Patio Area | 360 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Water Source | Commercial |
| Street Address | 278 CAPTAINS POINT RD |
|---|---|
| City | SILVER POINT |
| State | TN |
| Zip | 38582-7948 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 18; SUBDIVISION: SILVER POINT |
| Legal Subdivision | SILVER POINT |
| Legal Lot Number | 2 |
| Jurisdiction | DE KALB TN |
| Township / Civil Division | 4 |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 920101 |
278 Captains Point Rd is owned and occupied by an individual who bought it in August 2023.
Source: DeKalb County records, as of January 26, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 278 CAPTAINS POINT RD, SILVER POINT, TN 38582-7948 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 14, 2023 · Amount on File |
| Deed Sale | Aug 14, 2023 · Amount on File |
| Deed Document Number | 0000555694 |
| Prior Transfer Date | Sep 11, 1995 |
| Prior Transfer Doc | 0000054178 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DE KALB TN |
| Property Address | 278 CAPTAINS POINT RD, SILVER POINT, TN 38582-7948 |
| Transaction Type | Mortgage |
| Record Updated | Sep 8, 2023 |
| Name | Verified Name |
|---|---|
| Address | 111 17TH AVE, NASHVILLE, TN 37203-2700 |
| Document Number | 0005550000000697 |
|---|---|
| Date | Aug 16, 2023 |
| Book Page | 0000000555/0000000697 |
| Instrument | 210564 |
| Name | GUARANTEED RATE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2053 |
The 2025 property tax bill for 278 Captains Point Rd was $787.
Source: DeKalb County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | DeKalb County |
| Unified School District | DeKalb County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $787.00 | $31,350 Land $5,250 Building $26,100 | |
| 2023 | $31,350 (-) Land $5,250 Building $26,100 | ||
| 2022 | $543.00 | $31,350 Land $5,250 Building $26,100 | $125,400 (-) Land $21,000 Building $104,400 |
| 2021 | $125,400 Land $21,000 Building $104,400 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 278 Captains Point Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 14, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 278 Captains Point Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEKALB UTILITY DISTRICT #1 serves 17,960 people · EPA ID TN0000188 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Also Mapped Here | DEKALB UTILITY DISTRICT #4 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Twin Lakes Fiber | 8,000 / 8,000 |
5G (outdoors only) and 4G LTE
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