278 Broad St, Bloomfield, NJ 07003 Property Records

Essex County and Bloomfield Township property record for 278 Broad St, Bloomfield, NJ 07003

Property Summary

Property TypeSingle Family Home
Details3,258 sqft · built 1907
Lot Size0.123 acres (5,340 sqft)
OwnerIndividual Name on Record
Last Sale$502,000 (Aug 2022)
Tax Bill$15,666 (2025)
Deeds & MortgagesAug 2022 Sale & Mortgage
Dec 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN02-00511-0000-00022

Property Details

APN / Parcel Number

Primary APN02-00511-0000-00022
Alternative APN
  • 020051100022

Interior

Stories3 Stories
Building Area3,258 sqft Living Area

Exterior

Year BuiltBuilt 1907
Effective Year BuiltEffective 1907
Architectural StyleMulti-Family
Lot Area5,340 sqft (0.123 acres)
Lot Dimensions178 ft deep x 30 ft wide

Location & Zoning

Old Parcel Number020051100022
Street Address278 BROAD ST
CityBLOOMFIELD
StateNJ
Zip07003-3293
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePOR
Legal Description30 X 178
Legal Block511
Legal Lot Number22
JurisdictionESSEX NJ
Township / Civil DivisionBLOOMFIELD
Census Block Group2
Census Block2000
Census Tract15400

Owner

Source: Essex County and Bloomfield Township records, as of July 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address257 HIGH ST, NORTH ARLINGTON, NJ 07031-5717
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 3, 2022Bargain and Sale Deed, Transfer · VA Mortgage
WELLS FARGO BANK NA
Dec 21, 2017Deed, Transfer · FHA Mortgage
HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 3, 2022 · Amount on Record
Deed SaleAug 3, 2022 · Amount on Record
Prior SaleDec 21, 2017 · Amount on Record
Deed Document Number202272739
Prior Transfer DateDec 14, 2017
Prior Transfer Doc0000110820
Record UpdatedSep 20, 2026

August 2022: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionESSEX NJ
Recording DateAug 3, 2022
Property Address278 BROAD ST, BLOOMFIELD, NJ 07003-3293
Document Number0000072739
Instrument DateJul 27, 2022
Instrument2022072739
Transaction TypeTransfer
Record UpdatedSep 1, 2022
Title CompanyGROUP 21 TITLE AGENCY LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,255.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address596 OAK AVE, 596, SADDLE BROOK, NJ 07663-4913

Transferred To (Grantee/Buyer)

NameVerified Name
Address257 HIGH ST, NORTH ARLINGTON, NJ 07031-5717

Mortgage

Document Number0000072740
DateAug 3, 2022
Instrument2022072740
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2052

December 2017: Deed, Transfer

Document TypeDeed
JurisdictionESSEX NJ
Recording DateDec 21, 2017
Property Address278 BROAD ST, BLOOMFIELD, NJ 07003-3293
Document Number0000110820
Instrument DateDec 14, 2017
Instrument2017110820
Transaction TypeTransfer
Record UpdatedAug 18, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address278 BROAD ST, BLOOMFIELD, NJ 07003-3293

Mortgage

Document Number0000110821
DateDec 21, 2017
Instrument2017110821
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeGovernment Agency
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term349 Months
DueJan 1, 2047

Tax Assessment & Valuation

Source: Essex County and Bloomfield Township assessment roll, as of July 2, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyEssex County
County SubdivisionBloomfield Township
Unified School DistrictBloomfield Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$299,300 (-33.34%) Land $93,200 Building $206,100$299,300 (-33.34%) Land $93,200 Building $206,100
2025$15,666.00 (+2.86%)$449,000 (-) Land $139,800 Building $309,200$449,000 (-) Land $139,800 Building $309,200
2024$15,230.00 (+5.94%)
2023$449,000 Land $139,800 Building $309,200$449,000 Land $139,800 Building $309,200
2022$14,376.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBLOOMFIELD WATER DEPARTMENT
serves 53,315 people · EPA ID NJ0702001
Water SourcePurchased surface water from NEWARK WATER DEPARTMENT
Last State InspectionSep 2025
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Jun 2024
Treatment failure
resolved · Nov 2020
Haloacetic acids
resolved · Jan 2020
Treatment and ProcedureCorrosion control
Jul 2022
Lead service line replacement
Jan 2022
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 598 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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