278 Brazos Point Dr, Waco, TX 76705 Property Records

McLennan County property record for 278 Brazos Point Dr, Waco, TX 76705

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,578 sqft · built 1999
Lot Size1.28 acres (55,757 sqft)
Owner2 Individual Names on Record
Last Sale$665,000 (Jul 2023)
Tax Bill$9,885 (2025)
Deeds & MortgagesJul 2023 Mortgage
Flood ZoneZone AE (high risk)
APN20-021101-000300-8

Property Details

APN / Parcel Number

Primary APN20-021101-000300-8
Alternative APNs
  • 2002110100030080111
  • 112277

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area2,578 sqft Living Area
Gross Area3,154 sqft
1st Floor Area2,578 sqft
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Exterior MaterialBrick Veneer
Construction TypeWood
Roof TypeReinforced Concrete
Roof MaterialComposition Shingle
Lot Area55,757 sqft
Garage TypeAttached
Garage Area576 sqft
DrivewayConcrete Driveway
Driveway Area3,610 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area289 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address278 BRAZOS POINT DR
CityWACO
StateTX
Zip76705-5212
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionBRAZOS POINT LOT 3 BLOCK 1 ACRES 1.28
Legal SubdivisionBRAZOS POINT
Legal Block1
Legal Lot Number3
JurisdictionMCLENNAN TX
Township / Civil DivisionELM MOTT
Census Block Group2
Census Block2004
Census Tract3402

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address278 BRAZOS POINT DR, WACO, TX 76705-5212
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 17, 2023 · Amount on Record
Deed SaleJul 17, 2023 · Amount on Record
Deed Document Number202321982
Record UpdatedOct 29, 2026

July 2023: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionMCLENNAN TX
Recording DateJul 17, 2023
Property Address278 BRAZOS POINT DR, WACO, TX 76705-5212
Document Number0000021982
Map ReferenceVOL 356 PG 180
Instrument DateJul 14, 2023
Instrument2023021982
Transaction TypeTransfer
Record UpdatedAug 2, 2023

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address278 BRAZOS POINT DR, WACO, TX 76705-5212

Mortgage

Document Number0000021983
DateJul 17, 2023
Instrument2023021983
Lender
NameCADENCE BANK NA
TypeBank
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 5, 2053
Interest
Rate TypeAdjustable Rate
Rate6.5%
AdjustableAdjustable Rate Rider
Type Change DateAug 5, 2028
Change FrequencyAnnually
Min Rate At Change4.5%
Max Rate At Change8.5%
Index1-Year CMT
Max Rate11.5%

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMcLennan County
Unified School DistrictConnally Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$709,414 (-0.46%) Land $194,667 Building $514,747$709,414 (-0.46%) Land $194,667 Building $514,747
2025$9,885.00 (-7.4%)$712,720 (-4.09%) Land $166,370 Building $546,350$712,720 (-4.09%) Land $166,370 Building $546,350
2024$10,675.00 (+61.25%)
2023$743,150 (+25.19%) Land $166,370 Building $576,780$743,150 (+25.19%) Land $166,370 Building $576,780
2022$6,620.00 Homeowner's exemption$593,640 Land $151,250 Building $442,390$593,640 Land $151,250 Building $442,390

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayYes
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 16 policies
Nearby Flood Policies16 in force
Nearby Flood Claims2 (2015)
Most Recent ClaimOct 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 81% of Texas
Wildfire Likelihood0.1% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

May also be available: Nextlink, Spectrum.

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