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278 Bonefish Ct, Aptos, CA 95003 Property Records

Santa Cruz County property record for 278 Bonefish Ct, Aptos, CA 95003 · Last verified August 2026

Property Highlights

Property TypeResidential > Condominium / Townhouse > Townhouse
Bedrooms2 Beds
Bathrooms1.5 Baths
Year BuiltBuilt 1983
Square Footage1,026 sqft Living Area
Lot Size2,178 sqft (0.05 acres)
OccupancyOwner Occupied
Last Sale$752,000 (2023)
Tax Bill$10,276.00 (2025)

Property Details

APN / Parcel Number

Primary APN038-541-02
Alternative APN
  • 038-541-02-000

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Partial Baths1 Partial Baths
Total Rooms4 Rooms
Building Area1,026 sqft Living Area

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1983
Architectural StyleTownhouse Style
Construction TypeWood Construction
Roof ConstructionSawtooth Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area2,178 sqft (0.05 acres)

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address278 BONEFISH CT
CityAPTOS
StateCA
Zip95003-3778
Property UsageResidential Property Usage
TypeResidential > Condominium / Townhouse > Townhouse
Legal SubdivisionSEABREEZE PH II TR #1102
Legal Lot Number30
JurisdictionSANTA CRUZ CA
Minor Civil DivisionSANTA CRUZ
Census Blockgroup2
Census Block2007
Census Tract122100

Owner

Source: Santa Cruz County records · APN 038-541-02

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address278 BONEFISH CT, APTOS, CA 95003-3778
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 20, 2026Deed of Trust, Mortgage · Conventional Mortgage
KIND LENDING LLC
Jun 07, 2023Grant Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 07, 2023 · Amount on Record
Deed SaleJun 07, 2023 · Amount on Record
Prior SaleFeb 28, 2002 · Amount on Record
Deed Doc Number202310093
Prior Transfer DateDec 18, 2001
Prior Transfer Doc0000081287
Record RefreshedSep 20, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address278 BONEFISH CT, APTOS, CA 95003-3778
Transaction TypeMortgage
Record UpdatedApr 23, 2026
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address278 BONEFISH CT, APTOS, CA 95003-3778

Mortgage

Document Number0000006024
DateMar 20, 2026
Instrument2026-0006024
Lender
NameKIND LENDING LLC
TypeMortgage Company
AddressIRVINE, CA 92614
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2056
Interest
Rate TypeAdjustable Rate
Rate5%
Type Change DateApr 01, 2033
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change10%
IndexSOFR Average 30-Day
Max Rate10%

June 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateJun 07, 2023
Property Address278 BONEFISH CT, APTOS, CA 95003-3778
Document Number0000010093
Map ReferenceMB 72 PG 5
Instrument DateMay 30, 2023
Instrument2023-0010093
Transaction TypeTransfer
Record UpdatedJun 21, 2023
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$827.20
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address278 BONEFISH CT, APTOS, CA 95003-3778

Mortgage

Document Number0000010094
DateJun 07, 2023
Instrument2023-0010094
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2053

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$798,028 (+2%) Land $574,580 Building $223,448
2025$10,276.00 (+7.96%)$782,381 (+49.12%) Land $563,314 Building $219,067
2024$9,518.00 (+40.28%)
2023$6,785.00 (+1.27%) Homeowner's exemption$524,671 Land $314,802 Building $209,869$659,700
2022$6,700.00

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