278 Birch, Boone, NC 28607 Property Records

Watauga County property record for 278 Birch, Boone, NC 28607

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,896 sqft · built 1984
Lot Size	0.35 acres (15,246 sqft)
Owner	Individual Name on Record
Last Sale	$233,000 (Feb 2018)
Tax Bill	$2,465 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Oct 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1899-07-3371-000`

Property Details

APN / Parcel Number

Primary APN	`1899-07-3371-000`
Alternative APN	`1810432`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,896 sqft Living Area
1st Floor Area	1,600 sqft
Basement Area	1,600 sqft
Finished Basement	1,296 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Contemporary
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Footing
Roof Material	Wood Shingle
Lot Area	15,246 sqft (0.35 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	266 sqft
Patio Area	1,350 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Water Source	Commercial

Location & Zoning

Account Number	1810432
Street Address	278 BIRCH DR
City	BLOWING ROCK
State	NC
Zip	28605-6022
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 29 SEC 7 HOUND EARS
Legal Subdivision	HOUND EARS
Legal Lot Number	29
Jurisdiction	WATAUGA NC
Township / Civil Division	WATAUGA
Census Block Group	1
Census Block	1049
Census Tract	920602

Owner

Source: Watauga County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 188, BLOWING ROCK, NC 28605-0188
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Oct 18, 2019	Grant Deed, Transfer ATTORNEY ONLY
Feb 1, 2018	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 1, 2018 · Amount on Record
Deed Sale	Feb 1, 2018 · Amount on Record
Deed Document Number	2018665883
Deed Book / Page	1958 / 695
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATAUGA NC
Property Address	278 BIRCH, BOONE, NC 28607-5744
Transaction Type	Mortgage
Record Updated	Jul 30, 2021
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0022050245
Date	Jul 15, 2021
Book Page	2205/245
Instrument	708739

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WATAUGA NC
Recording Date	Oct 18, 2019
Property Address	278 BIRCH, BOONE, NC 28607-5744
Document Number	0020550119
Book / Page	002055 / 000119
Instrument Date	Oct 18, 2019
Instrument	683710
Transaction Type	Transfer
Record Updated	Nov 5, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 188 BLOWING ROCK NC 286050188, BLOWING ROCK, NC 28605-0188

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Feb 1, 2018
Property Address	278 BIRCH, BOONE, NC 28607-5744
Document Number	0019580695
Book / Page	001958 / 000695
Instrument Date	Jan 29, 2018
Instrument	665883
Transaction Type	Transfer
Record Updated	Feb 15, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$466.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	278 BIRCH BOONE NC 286075744, BOONE, NC 28607-5744

Mortgage

Document Number	19580698
Date	Feb 1, 2018
Book Page	001958/000698
Instrument	665884

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 31, 2048

Tax Assessment & Valuation

Source: Watauga County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Watauga County
Unified School District	Watauga County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$638,600 (-) Land $52,600 Building $586,000
2025	$2,465.00	$638,600 (-) Land $52,600 Building $586,000
2024			$638,600 Land $52,600 Building $586,000
2023		$638,600 Land $52,600 Building $586,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	31 units insured incl. 8 condo units
Nearby Flood Claims	8 (1979–2024)
Claims Outside the SFHA	3 of 8
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOUND EARS WATER SYSTEM private · serves 975 people · EPA ID NC0195112
Water Source	Groundwater
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: AT&T.

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