278 Bayard Rd, Upper Darby, PA 19082 Property Records

Delaware County property record for 278 Bayard Rd, Upper Darby, PA 19082

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,040 sqft · built 1938
Lot Size	0.041 acres (1,786 sqft)
Owner	2 Individual Names on Record
Last Sale	$300,000 (Oct 2025)
Tax Bill	$4,954 (2026)
Deeds & Mortgages	Apr 2025 Construction Loan Oct 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-17A-646:000`

Property Details

APN / Parcel Number

Primary APN	`16-17A-646:000`
Alternative APN	`16-04-00271-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,040 sqft Living Area
1st Floor Area	2,040 sqft
Family Room	Family Room

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Architectural Style	Row Home
Exterior Material	Combination
Lot Area	1,786 sqft (0.041 acres)
Lot Dimensions	75 ft deep x 20 ft wide
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1617A646000
Street Address	278 BAYARD RD
City	UPPER DARBY
State	PA
Zip	19082-4704
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2 STY HSE 20 X 75
Jurisdiction	DELAWARE PA
Township / Civil Division	UPPER DARBY
Census Block Group	2
Census Block	2006
Census Tract	400402

Owner

Source: Delaware County records, as of May 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7115 SELLERS AVE, UPPER DARBY, PA 19082-2023
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2025	Deed of Trust, Mortgage · Construction Mortgage KIAVI FUNDING INC
Oct 21, 2025	Special Warranty Deed, Transfer · Conventional Mortgage BRIDGEWAY LENDING PARTNERS LLC
Dec 13, 2021	Deed, Transfer · Conventional Mortgage TOP FLITE FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 21, 2025 · Amount on Record
Deed Sale	Oct 21, 2025 · Amount on Record
Prior Sale	Mar 18, 2025 · Amount on Record
Deed Document Number	202539009
Deed Book / Page	7085 / 1983
Record Updated	Oct 29, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE PA
Property Address	278 BAYARD RD, UPPER DARBY, PA 19082-4704
Transaction Type	Mortgage
Record Updated	Nov 3, 2025
Title Company	CHOICE ONE ABSTRACT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 CHATHAM RD, UPPER DARBY, PA 19082-3201

Mortgage

Document Number	0070441841
Date	Apr 23, 2025
Book Page	7044/1841
Instrument	2025013633

Lender

Name	KIAVI FUNDING INC
Type	Mortgage Company
Address	PITTSBURGH, PA 15212

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

October 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	DELAWARE PA
Recording Date	Oct 21, 2025
Property Address	278 BAYARD RD, UPPER DARBY, PA 19082-4704
Document Number	0070851983
Book / Page	7085 / 1983
Instrument Date	Aug 27, 2025
Instrument	2025039009
Transaction Type	Transfer
Record Updated	Nov 3, 2025
Title Company	CHOICE ONE ABSTRACT INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,000.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7115 SELLERS AVE, UPPER DARBY, PA 19082-2023

Mortgage

Document Number	0070851988
Date	Oct 21, 2025
Instrument	7085/1988

Lender

Name	BRIDGEWAY LENDING PARTNERS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 1, 2055

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	DELAWARE PA
Recording Date	Dec 13, 2021
Property Address	278 BAYARD RD, UPPER DARBY, PA 19082-4704
Document Number	0067764066
Book / Page	6776 / 4066
Instrument Date	Nov 11, 2021
Instrument	2021093041
Transaction Type	Transfer
Record Updated	Feb 25, 2022
Title Company	GERMANTOWN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,150.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	278 BAYARD RD, UPPER DARBY, PA 19082-4704

Mortgage

Document Number	0067764070
Date	Dec 13, 2021
Instrument	6776/4070

Lender

Name	TOP FLITE FINANCIAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: Delaware County assessment roll, as of May 28, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Delaware County
County Subdivision	Upper Darby Township
Unified School District	Upper Darby School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,954.00 (+1.47%)	$111,550 (-) Land $23,550 Building $88,000	$111,550 (-) Land $23,550 Building $88,000
2025	$4,882.00 (+5.81%)	$111,550 (-) Land $23,550 Building $88,000
2024		$111,550 Land $23,550 Building $88,000
2023	$4,614.00
2021			$111,550 (-)
2020			$111,550

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA PA MAIN SYSTEM private · serves 822,600 people · EPA ID PA1460073
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2024 E. coli resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	27 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,409 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50

May also be available: AT&T, Frontier, T-Mobile.

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