278 Bailey Rd, Benton, TN 37307 Property Records

Polk County property record for 278 Bailey Rd, Benton, TN 37307

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,008 sqft · built 1969
Lot Size	10.2 acres (444,312 sqft)
Owner	2 Individual Names on File
Last Sale	$121,251 (Oct 2020)
Tax Bill	$754 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`036-092.00`

Property Details

APN / Parcel Number

Primary APN	`036-092.00`
Alternative APNs	`0103603609200` `070036 09200`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,008 sqft Living Area
1st Floor Area	1,008 sqft
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1984
Architectural Style	Custom Design
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	444,312 sqft (10.2 acres)
Terrain	Rolling

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	108 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Heating System	Radiant
Sewer	Connected

Location & Zoning

Street Address	278 BAILEY RD
City	BENTON
State	TN
Zip	37307-3900
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 01, COUNTY AREA: D01
Jurisdiction	POLK TN
Township / Civil Division	1
Census Block Group	1
Census Block	1038
Census Tract	950203

Owner

278 Bailey Rd is owned by two individuals who bought it in October 2020.

Source: Polk County records, as of December 3, 2025

Owner of Record	2 Individual Names on File
Mailing Address	425 SMOKEY RUN RD, TELLICO PLAINS, TN 37385-5493
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 13, 2020 · Amount on File
Deed Sale	Oct 13, 2020 · Amount on File
Prior Sale	Oct 27, 1998 · Amount on File
Deed Document Number	20202464
Deed Book / Page	325 / 406
Prior Transfer Date	Jun 19, 2015
Prior Transfer Doc	0000000568
Record Updated	Sep 20, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK TN
Recording Date	Oct 13, 2020
Property Address	278 BAILEY RD, BENTON, TN 37307-3900
Document Number	0WD325/406
Book / Page	WD325 / 406
Instrument Date	Oct 7, 2020
Instrument	20002464
Transaction Type	Transfer
Record Updated	Mar 15, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$448.63
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 SMOKEY RUN RD, TELLICO PLAINS, TN 37385-5493
Investor	Possibly a Property Investor

Mortgage

Document Number	0020002465
Date	Oct 13, 2020
Instrument	20002465

Lender

Name	CAPSTAR BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 278 Bailey Rd was $754, up 1.3% from the year before.

Source: Polk County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Tennessee
Municipality	Benton Town
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$754.00 (+1.34%)	$33,650 (-) Land $11,275 Building $22,375	$134,600 Land $45,100 Building $89,500
2024	$744.00 (+0.27%)	$33,650 (-) Land $11,275 Building $22,375
2023	$742.00 (+2.91%)	$33,650 (+53.13%) Land $11,275 Building $22,375	$134,600 (+53.13%) Land $45,100 Building $89,500
2022	$721.00	$21,975 Land $11,275 Building $10,700	$87,900 Land $45,100 Building $42,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 278 Bailey Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 18, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 278 Bailey Rd is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 82% of Tennessee
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BENTON WATER SYSTEM serves 2,580 people · EPA ID TN0000048
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: Spectrum.

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