Burke County property record for 278 Asheville St, Morganton, NC 28655
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,306 sqft · built 1925 |
| Lot Size | 0.52 acres (22,651 sqft) |
| Owner | Trust Name on File |
| Last Sale | $141,000 (Aug 2024) |
| Tax Bill | $1,045 (2026) |
| Deeds & Mortgages | Jun 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1793627619 |
| Primary APN | 1793627619 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,306 sqft Living Area |
| 1st Floor Area | 1,088 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Masonry |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 22,651 sqft (0.52 acres) |
| Garage Type | Attached |
| Garage Area | 198 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 371 sqft |
| Deck Area | 192 sqft |
| Patio Area | 170 sqft |
| Shed | 1 Shed |
| Shed Area | 200 sqft |
| Canopy | 64 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 278 ASHEVILLE ST |
|---|---|
| City | MORGANTON |
| State | NC |
| Zip | 28655-4342 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MEDIUM INT |
| Legal Description | 278 ASHEVILLE ST MORGANTON, NC 28655 |
| Legal Subdivision | PROPERTY OF DAVIS A PHILLIPS |
| Jurisdiction | BURKE NC |
| Township / Civil Division | MORGANTON |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 21400 |
278 Asheville St is held in a trust since August 2024.
Source: Burke County records, as of October 12, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 278 ASHEVILLE ST, MORGANTON, NC 28655-4342 |
| Owner Type | Company |
| Vesting | Trust, Irrevocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 6, 2024 · Amount on File |
| Deed Sale | Aug 6, 2024 · Amount on File |
| Prior Sale | Aug 31, 2011 · Amount on File |
| Deed Document Number | 202424006945 |
| Deed Book / Page | 2758 / 922 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 278 ASHEVILLE ST, MORGANTON, NC 28655-4342 |
| Transaction Type | Mortgage |
| Record Updated | Oct 19, 2021 |
| Title Company | AMROCK INC, AMROCK |
| Name | Verified Name |
|---|
| Document Number | 0025470119 |
|---|---|
| Date | Jun 11, 2021 |
| Book Page | 2547/119 |
| Instrument | 2021006817 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jul 1, 2036 |
The 2026 property tax bill for 278 Asheville St was $1,045, up 0.5% from the year before.
Source: Burke County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Burke County |
| Municipality | Morganton City |
| Unified School District | Burke County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,045.00 (+0.48%) | $170,062 (-) Land $31,817 Building $138,245 | $170,062 (-) Land $31,817 Building $138,245 |
| 2025 | $1,040.00 | $170,062 Land $31,817 Building $138,245 | $170,062 Land $31,817 Building $138,245 |
| 2023 | $1,027.00 | $167,698 Land $31,817 Building $135,881 | $167,698 Land $31,817 Building $135,881 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 278 Asheville St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 278 Asheville St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.5% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Compas X-Stream Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Spectrum.
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