278 Arbors Cir, Elgin, TX 78621 Property Records

Bastrop County property record for 278 Arbors Cir, Elgin, TX 78621

Property Summary

Property Type	Single Family Home
Details	4,526 sqft · built 2008
Lot Size	1.06 acres (46,522 sqft)
Owner	2 Individual Names on Record
Last Sale	$472,500 (Jul 2019)
Tax Bill	$7,309 (2025)
Deeds & Mortgages	Aug 2026 Transfer May 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R81683`

Property Details

APN / Parcel Number

Primary APN	`R81683`
Alternative APN	`O0206368`

Interior

Stories	1 Story
Building Area	4,526 sqft Living Area
Gross Area	5,566 sqft
1st Floor Area	4,526 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Wood
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	46,522 sqft (1.06 acres)
Garage Type	Attached
Garage Area	780 sqft
Parking Spaces	3 Parking Spaces
Porch	Covered Porch
Porch Area	456 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	278 ARBORS CIR
City	ELGIN
State	TX
Zip	78621-5635
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE ARBORS AT DOGWOOD CREEK SECTION 2, LOT 169, ACRES 1.0680
Legal Subdivision	THE ARBORS AT DOGWOOD CREEK SECTION 2
Legal Block	2
Legal Lot Number	169
Jurisdiction	BASTROP TX
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2010
Census Tract	950102

Owner

Source: Bastrop County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	278 ARBORS CIR, ELGIN, TX 78621-5635
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
May 23, 2022	Deed of Distribution, Transfer
Jul 12, 2019	Vendor's Lien, Transfer · ARM PROSPERITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2019 · Amount on Record
Deed Sale	Jul 12, 2019 · Amount on Record
Prior Sale	Jan 14, 2010
Deed Document Number	201910357
Last Transfer Date	Aug 28, 2026
Transfer Doc	0000014627
Record Updated	Oct 29, 2026

August 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	BASTROP TX
Recording Date	Aug 31, 2026
Property Address	278 ARBORS CIR, ELGIN, TX 78621-5635
Document Number	0000014627
Instrument Date	Aug 28, 2026
Instrument	202614627
Transaction Type	Transfer
Record Updated	Sep 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5888 FM 154, FLATONIA, TX 78941-5600

May 2022: Deed of Distribution, Transfer

Document Type	Deed of Distribution
Jurisdiction	BASTROP TX
Recording Date	May 23, 2022
Property Address	278 ARBORS CIR, ELGIN, TX 78621-5635
Document Number	0202211420
Map Reference	CAB 3 PG 126B
Instrument Date	May 12, 2022
Instrument	202211420
Transaction Type	Transfer
Record Updated	Sep 1, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	101 COUNTY ROAD 461, 101, COUPLAND, TX 78615-4883

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	278 ARBORS CIR, ELGIN, TX 78621-5635

July 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BASTROP TX
Recording Date	Jul 12, 2019
Property Address	278 ARBORS CIR, ELGIN, TX 78621-5635
Document Number	0201910357
Map Reference	CAB 3 PG 126B
Instrument Date	Jul 12, 2019
Instrument	201910357
Transaction Type	Transfer
Record Updated	Sep 1, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	278 ARBORS CIR, ELGIN, TX 78621-5635

Mortgage

Document Number	0201910358
Date	Jul 12, 2019
Instrument	201910358

Lender

Name	PROSPERITY BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Jul 12, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 25, 2026
Change Frequency	Annually
Min Rate At Change	3.62%
Max Rate At Change	5.62%
Index	1-Year CMT
Max Rate	9.99%

Tax Assessment & Valuation

Source: Bastrop County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bastrop County
Unified School District	Elgin Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,309.00 (-5.19%) Homeowner's exemption Senior Citizen's exemption	$697,000 (-13.35%) Land $160,501 Building $536,499	$697,000 (-13.35%) Land $160,501 Building $536,499
2024	$7,709.00
2023	Homeowner's exemption Senior Citizen's exemption	$804,349 Land $111,188 Building $693,161	$804,349 Land $111,188 Building $693,161
2022	$9,518.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 81% of Texas
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA WSC serves 86,325 people · EPA ID TX0110013
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	27 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: SOS Communications, Verizon.

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