278 Alpine St, Perth Amboy, NJ 08861 Property Records

Middlesex County and Perth Amboy City property record for 278 Alpine St, Perth Amboy, NJ 08861

Property Summary

Property Type	Single Family Home
Details	1,764 sqft · built 1993
Lot Size	0.049 acres (2,152 sqft)
Owner	2 Individual Names on Record
Last Sale	$540,000 (Dec 2025)
Tax Bill	$8,355 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Mar 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`16-00366-0000-00035`

Property Details

APN / Parcel Number

Primary APN	`16-00366-0000-00035`
Alternative APN	`160036600035`

Interior

Stories	2 Stories
Building Area	1,764 sqft Living Area

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Aluminum/Vinyl
Lot Area	2,152 sqft (0.049 acres)
Lot Dimensions	86 ft deep x 25 ft wide
Garage Type	Attached

Location & Zoning

Street Address	278 ALPINE ST
City	PERTH AMBOY
State	NJ
Zip	08861-2608
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-50
Legal Description	25X86
Legal Subdivision	PERTH AMBOY
Legal Block	366
Legal Lot Number	35
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	PERTH AMBOY
Census Block Group	3
Census Block	3000
Census Tract	4300

Owner

Source: Middlesex County and Perth Amboy City records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	278 ALPINE ST, PERTH AMBOY, NJ 08861-2608
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2025	Deed, Transfer · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Mar 10, 2022	Deed, Transfer · FHA Mortgage NATIONS LENDING CORP
Sep 8, 2021	Intrafamily Transfer, Transfer
Jan 17, 2018	Loan Modification, Mortgage · Conventional with PMI OCWEN LN SERVICING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 4, 2025 · Amount on Record
Deed Sale	Dec 4, 2025 · Amount on Record
Prior Sale	Mar 10, 2022 · Amount on Record
Deed Document Number	202574120
Deed Book / Page	19891 / 1820
Prior Transfer Date	Sep 2, 2020
Prior Transfer Doc	2021113747
Record Updated	Oct 29, 2026

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Dec 4, 2025
Property Address	278 ALPINE ST, PERTH AMBOY, NJ 08861-2608
Document Number	0000074120
Book / Page	19891 / 1820
Instrument Date	Nov 24, 2025
Instrument	2025074120
Transaction Type	Transfer
Record Updated	Dec 23, 2025
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,559.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	559 NEW RPUNSWTCK AVENUE, PERTH AMBOY, NJ

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	278 ALPINE ST, PERTH AMBOY, NJ 08861-2608

Mortgage

Document Number	0000074121
Date	Dec 4, 2025
Instrument	2025074121

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2055

March 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Mar 10, 2022
Property Address	278 ALPINE ST, PERTH AMBOY, NJ 08861-2608
Document Number	0000026453
Book / Page	18857 / 1185
Instrument Date	Feb 24, 2022
Instrument	2022026453
Transaction Type	Transfer
Record Updated	Mar 31, 2022
Title Company	ACRES LAND TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,624.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	105 WASHINGTON ST # 2, 105, PERTH AMBOY, NJ 08861-3512

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	278 ALPINE ST, PERTH AMBOY, NJ 08861-2608

Mortgage

Document Number	0000026454
Date	Mar 10, 2022
Instrument	2022026454

Lender

Name	NATIONS LENDING CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MIDDLESEX NJ
Recording Date	Sep 8, 2021
Property Address	278 ALPINE ST, PERTH AMBOY, NJ 08861-2608
Document Number	2021113747
Book / Page	18614 / 1692
Instrument Date	Sep 2, 2020
Instrument	2021113747
Transaction Type	Transfer
Record Updated	Sep 24, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	278 ALPINE ST, PERTH AMBOY, NJ 08861-2608

January 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MIDDLESEX NJ
Property Address	278 ALPINE ST, PERTH AMBOY, NJ 08861-2608
Document Number	0000018022
Instrument Date	Jan 17, 2018
Transaction Type	Mortgage
Record Updated	Mar 23, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	278 ALPINE ST PERTH AMBOY NJ 088612608, PERTH AMBOY, NJ 08861-2608

Mortgage

Document Number	0000018022
Date	Mar 8, 2018
Book Page	017102/001276
Instrument	18022

Lender

Name	OCWEN LN SERVICING
Type	Funding / Finance Company
Address	WEST PALM BEACH, FL 33407

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	480 Months
Due	Mar 7, 2058

Interest

Rate Type	Fixed Rate
Rate	3.87%

Tax Assessment & Valuation

Source: Middlesex County and Perth Amboy City assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
Municipality	Perth Amboy City
Unified School District	Perth Amboy City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$262,900 (-) Land $89,800 Building $173,100	$262,900 (-) Land $89,800 Building $173,100
2025	$8,355.00 (+5.33%)	$262,900 (-) Land $89,800 Building $173,100	$262,900 (-) Land $89,800 Building $173,100
2024	$7,932.00 (+1.42%)
2023		$262,900 Land $89,800 Building $173,100	$262,900 Land $89,800 Building $173,100
2022	$7,821.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2003)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2003 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PERTH AMBOY WATER DEPARTMENT serves 52,328 people · EPA ID NJ1216001
Water Source	Purchased surface water from MIDDLESEX WATER COMPANY
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Gross alpha radiation not recorded as resolved · Jan 2026 Total trihalomethanes resolved · Jul 2019
Treatment and Procedure	Corrosion control Jul 2018
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 943 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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