Lowndes County property record for 278 Academy St, Caledonia, MS 39740
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 2,153 sqft · built 1981 |
| Owner | Owner Name on File |
| Tax Bill | $754 (2025) |
| Deeds & Mortgages | Jun 2022 Sale Aug 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10W970011500 |
| Primary APN | 10W970011500 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 5 Rooms |
| Building Area | 2,153 sqft Adjusted Area |
| 1st Floor Area | 1,656 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Utility Building | 440 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 000967 |
|---|---|
| Street Address | 278 ACADEMY ST |
| City | CALEDONIA |
| State | MS |
| Zip | 39740-9386 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT SW4 SW4 278 ACADEMY ST 6C |
| Legal Range | 17W |
| Legal Township | 16S |
| Legal Section | 09 |
| Jurisdiction | LOWNDES MS |
| Township / Civil Division | 1 |
| Census Block Group | 3 |
| Census Block | 3048 |
| Census Tract | 103 |
The current owner of 278 Academy St acquired it in August 2005.
Source: Lowndes County records, as of December 15, 2025
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 278 ACADEMY ST, CALEDONIA, MS 39740-9386 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 16, 2022 | Warranty Deed, Transfer |
| Aug 30, 2019 | Deed of Trust, Mortgage JPMORGAN CHASE BK LP |
| Deed Names | Name on Deed |
|---|---|
| Prior Sale | Aug 29, 2005 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOWNDES MS |
| Recording Date | Jun 16, 2022 |
| Property Address | 278 ACADEMY ST, CALEDONIA, MS 39740-9386 |
| Document Number | 0020224908 |
| Book / Page | 2022 / 4908 |
| Instrument Date | Jun 15, 2022 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 278 ACADEMY ST, CALEDONIA, MS 39740-9386 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 278 ACADEMY ST, CALEDONIA, MS 39740-9386 |
| Document Number | 0020199403 |
| Instrument Date | Aug 30, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 4, 2019 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Address | 278 ACADEMY ST CALEDONIA MS 397409386, CALEDONIA, MS 39740-9386 |
| Document Number | 0020199403 |
|---|---|
| Date | Sep 16, 2019 |
| Book Page | 002019/019403 |
| Name | JPMORGAN CHASE BK LP |
|---|---|
| Address | COLUMBUS, OH 43240-2050 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Sep 15, 2049 |
The 2025 property tax bill for 278 Academy St was $754 with a homeowner's exemption, up 6.2% from the year before.
Source: Lowndes County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lowndes County |
| Municipality | Caledonia Town |
| Unified School District | Lowndes County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $754.00 (+6.2%) Homeowner's exemption | $9,345 | $93,450 Land $12,500 Building $80,950 |
| 2024 | $710.00 (+17.36%) | ||
| 2023 | $605.00 Homeowner's exemption | $8,342 | $83,420 Land $12,500 Building $70,920 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 278 Academy St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 278 Academy St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CALEDONIA serves 6,589 people · EPA ID MS0440002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| M-Pulse Fiber Fiber | 1,000 / 1,000 |
| Sparklight Cable | 1,000 / 50 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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