278 7th St E, Saint Paul, MN 55101 Property Records

Ramsey County property record for 278 7th St E, Saint Paul, MN 55101 · Last verified May 2024

Property Summary

Property TypeOffice Building
Details10,396 sqft · built 1967
Lot Size0.098 acres (4,269 sqft)
OwnerCompany Name on File
Last Sale$615,000 (May 2022)
Tax Bill$17,756 (2023)
Deeds & MortgagesMay 2022 Sale & Mortgage
Oct 2018 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APN31-29-22-44-0038

Property Details

APN / Parcel Number

Primary APN31-29-22-44-0038

Interior

Building Area10,396 sqft

Exterior

Year BuiltBuilt 1967
Lot Area4,269 sqft (0.098 acres)
Total Buildings3 Buildings

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address278 7TH ST E
CitySAINT PAUL
StateMN
Zip55101-2349
Property CategoryCommercial
Property TypeCommercial > Office > Office Building
Legal DescriptionWHITNEY AND SMITHS ADDITION EX SELY 15 FT NELY 5O FT OF LOTS 1 AND LOT 2 BLK 6
Legal Range22
Legal Township29
Legal Section31
Legal Quarter4
Quarter-Quarter Section4
Legal SubdivisionWHITNEY AND SMITHS ADDITION
Legal Block6
Legal Lot Number1-2
JurisdictionRAMSEY MN
Township / Civil DivisionST. PAUL
Census Block Group3
Census Block3001
Census Tract34203

Owner

Source: Ramsey County records · APN 31-29-22-44-0038

Assessment roll updated February 1, 2023 · Last verified May 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address278 7TH ST E, SAINT PAUL, MN 55101-2349
OccupancyOwner Occupied
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
May 16, 2022Warranty Deed, Transfer · Commercial Mortgage
US BANK NA
Oct 29, 2018Warranty Deed, Transfer · Line of Credit
PREMIER BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 16, 2022 · Amount on Record
Deed SaleMay 16, 2022 · Amount on Record
Prior SaleOct 29, 2018 · Amount on Record
Deed Document NumberA04947161
Record UpdatedJun 07, 2026

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRAMSEY MN
Recording DateMay 16, 2022
Property Address278 7TH ST E, SAINT PAUL, MN 55101-2349
Document Number0A04947161
Instrument DateApr 26, 2022
InstrumentA04947161
Transaction TypeTransfer
Record UpdatedDec 28, 2022
Title CompanyBURNETT TITLE, BURNET TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,029.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address278 7TH ST E, SAINT PAUL, MN 55101-2349

Mortgage

Document Number0A04947162
DateMay 16, 2022
InstrumentA04947162
Lender
NameUS BANK NA
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRAMSEY MN
Recording DateOct 29, 2018
Property Address278 7TH ST E, SAINT PAUL, MN 55101-2349
Document Number0004732933
Instrument DateOct 15, 2018
Instrument4732933
Transaction TypeTransfer
Record UpdatedNov 20, 2018
Title CompanyLAND TITLE CORPORATION, LAND TITLE INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,955.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address278 7TH ST E ST PAUL MN 551012349, ST PAUL, MN 55101-2349

Mortgage

Document Number4732934
DateOct 29, 2018
Instrument4732934
Lender
NamePREMIER BK
TypeBank
AddressMAPLEWOOD, MN 55109
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueOct 28, 2023
Interest
Rate TypeAdjustable Rate
Rate5%

Tax Assessment & Valuation

Source: Ramsey County records · Assessment roll updated February 1, 2023 · Last verified May 2024

Property Jurisdictions

TypeName
StateMinnesota
CountyRamsey County
MunicipalitySt. Paul City
Unified School DistrictSt. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$17,756.00$571,400 Land $172,000 Building $399,400$571,400 Land $172,000 Building $399,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ramsey County (27123C), updated April 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Lowertown Historic District
listed 1983 · 40 contributing resources · NRIS 83000935

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 75 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFixed Wireless1,000 / 75
LTD BroadbandFixed Wireless (licensed-by-rule)150 / 130
AT&TFixed Wireless100 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Lumen Technologies, Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

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