Santa Rosa County property record for 2779 Pebble Beach Dr, Navarre, FL 32566
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,507 sqft · built 1994 |
| Lot Size | 0.328 acres (14,288 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $695,000 (Jun 2024) |
| Tax Bill | $3,062 (2024) |
| Deeds & Mortgages | Oct 2025 Mortgage Jan 2024 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-2S-27-1922-31900-0170 |
| Primary APN | 02-2S-27-1922-31900-0170 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,507 sqft Heated Area |
| Gross Area | 3,732 sqft |
| 1st Floor Area | 3,229 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Custom/Decorative |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Exterior Material | Stone |
| Construction Type | Wood |
| Foundation Type | Masonry |
| Roof Material | Shingle |
| Lot Area | 14,288 sqft (0.328 acres) |
| Lot Dimensions | 1,460 ft deep x 920 ft wide |
| Garage Area | 722 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 503 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 022S271922319000170 |
|---|---|
| Street Address | 2779 PEBBLE BEACH DR |
| City | NAVARRE |
| State | FL |
| Zip | 32566-8817 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 17 BLK 319 HOLLEY BY THE SEA 1ST ADD AS DES IN OR 4511 PG 1870 |
| Legal Range | 27W |
| Legal Township | 02S |
| Legal Section | 02 |
| Legal Subdivision | HOLLEY SEA/1ST ADDIT |
| Legal Block | 319 |
| Legal Lot Number | 17 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | HOLLEY-NAVARRE |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 10822 |
Source: Santa Rosa County records, as of October 27, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 2779 PEBBLE BEACH DR, NAVARRE, FL 32566-8817 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 8, 2025 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jan 22, 2024 | Warranty Deed, Transfer SUNBELT TITLE (AGENCY), SUNBELT TITLE AGENCY |
| Sep 18, 2023 | Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 13, 2024 · Amount on Record |
| Deed Sale | Jun 13, 2024 · Amount on Record |
| Prior Sale | Jan 22, 2024 · Amount on Record |
| Deed Document Number | 202426345 |
| Deed Book / Page | 4511 / 1870 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 2779 PEBBLE BEACH DR, NAVARRE, FL 32566-8817 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2025 |
| Name | Verified Name |
|---|---|
| Address | 2779 PEBBLE BEACH DR, NAVARRE, FL 32566-8817 |
| Document Number | 0046670605 |
|---|---|
| Date | Oct 8, 2025 |
| Book Page | 4667/605 |
| Instrument | 202547451 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Nov 1, 2045 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Jan 22, 2024 |
| Property Address | 2779 PEBBLE BEACH DR, NAVARRE, FL 32566-8817 |
| Document Number | 0044670965 |
| Book / Page | 4467 / 965 |
| Map Reference | MB E PGS 15 |
| Instrument Date | Jan 19, 2024 |
| Instrument | 202402608 |
| Transaction Type | Transfer |
| Record Updated | Apr 18, 2024 |
| Title Company | SUNBELT TITLE (AGENCY), SUNBELT TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,520.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 20734 HIGHLAND HOLLOW LN, HOUSTON, TX 77073-3208 |
| Name | Verified Name |
|---|---|
| Address | 8223 COSICA BLVD, NAVARRE, FL 32566-4176 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 2779 PEBBLE BEACH DR, NAVARRE, FL 32566-8817 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2023 |
| Title Company | ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 2779 PEBBLE BEACH DR, NAVARRE, FL 32566-8817 |
| Document Number | 0044341268 |
|---|---|
| Date | Sep 18, 2023 |
| Book Page | 4434/1268 |
| Instrument | 202342318 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Santa Rosa County assessment roll, as of July 1, 2024
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $3,062.00 (+2.27%) Homeowner's exemption | $285,845 (+3%) | $505,996 (+8.35%) Land $150,000 Building $355,996 |
| 2023 | $2,994.00 (+2.67%) Homeowner's exemption | $277,519 (+3%) | $467,001 (+9.5%) Land $110,000 Building $357,001 |
| 2022 | $2,916.00 Homeowner's exemption | $269,436 | $426,480 Land $100,000 Building $326,480 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 227 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 227 in force |
| Nearby Flood Claims | 5 (2004–2021) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Oct 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 6 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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