2779 Oak St, Jacksonville, FL 32205 Property Records

Duval County property record for 2779 Oak St, Jacksonville, FL 32205

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,699 sqft · built 1921
Lot Size	0.181 acres (7,903 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,341 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Feb 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`077805-0000`

Property Details

APN / Parcel Number

Primary APN	`077805-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,699 sqft Living Area
Gross Area	4,114 sqft
1st Floor Area	1,699 sqft
Basement Area	1,699 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1980
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	7,903 sqft (0.181 acres)
Lot Dimensions	129 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	396 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Enclosed/Finished Porch
Porch Area	320 sqft
Deck Area	164 sqft
Patio Area	164 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	2779 OAK ST
City	JACKSONVILLE
State	FL
Zip	32205-8221
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMD-B
Legal Description	1-136 42-2S-26E JAMES S/D RIVERSIDE LOT 10 BLK 4
Legal Range	26E
Legal Township	02S
Legal Section	42
Legal Subdivision	JAMES S/D RIVERSIDE
Legal Block	4
Legal Lot Number	10
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE WEST
Census Block Group	1
Census Block	1008
Census Tract	2102

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Riverside Historic District listed 1985 · 2,125 contributing resources · NRIS 85000689

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

2779 Oak St is owned and occupied by two individuals who acquired it in October 2010.

Source: Duval County records, as of September 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2779 OAK ST, JACKSONVILLE, FL 32205-8221
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2021	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Feb 23, 2017	Deed of Trust, Mortgage · Conventional Mortgage THIRD FED'L S&L ASSN/CLEVELAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 8, 2010
Deed Sale	Oct 8, 2010
Prior Sale	Oct 8, 2010 · Amount on File
Deed Document Number	2010235440
Deed Book / Page	15391 / 1785
Prior Transfer Date	Apr 29, 2006
Prior Transfer Doc	0134442193
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	2779 OAK ST, JACKSONVILLE, FL 32205-8221
Transaction Type	Mortgage
Record Updated	Mar 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2779 OAK ST, JACKSONVILLE, FL 32205-8221

Mortgage

Document Number	0196042425
Date	Feb 26, 2021
Book Page	19604/2425
Instrument	2021051170

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	2779 OAK ST, JACKSONVILLE, FL 32205-8221
Document Number	0179011388
Book / Page	017901 / 001388
Instrument Date	Feb 23, 2017
Transaction Type	Mortgage
Record Updated	Jun 2, 2017
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2779 OAK ST JACKSONVILLE FL 322058221, JACKSONVILLE, FL 32205-8221

Mortgage

Document Number	0179011388
Date	Mar 7, 2017
Book Page	017901/001388
Instrument	53214

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 6, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2779 Oak St was $4,341 with exemptions applied, up 6.7% from the year before.

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$276,286 (+2.48%)	$444,499 (-6.14%) Land $130,989 Building $313,510
2025	$4,341.00 (+6.71%) Homeowner's exemption Disabled Person's exemption	$269,598	$473,596 Land $144,060 Building $329,536
2024	$4,068.00 (+2.94%)
2023	$3,952.00 (+6.98%) Homeowner's exemption Disabled Person's exemption	$254,369 (+3%)	$414,940 (+2.57%) Land $141,120 Building $273,820
2022	$3,694.00 Homeowner's exemption Disabled Person's exemption	$246,961	$404,557 Land $141,120 Building $263,437

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2779 Oak St in Zone X, an area of minimal flood risk, though there have been 49 flood claims nearby since 1992.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 43 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	43 in force
Nearby Flood Claims	49 (1992–2022)
Claims Outside the SFHA	15 of 49
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Irma, Sep 2017 · 31 claims Tropical Storm Fay, Aug 2008 · 2 claims Hurricane Frances, Sep 2004 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2779 Oak St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 645 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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