2779 Matera Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 2779 Matera Dr, Saint Cloud, FL 34771 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	7 bd · 8 ba · 5,246 sqft · built 2021
Lot Size	0.27 acres (11,761 sqft)
Owner	Individual Name on File
Last Sale	$577,200 (Oct 2021)
Tax Bill	$9,514 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-25-31-5022-0001-0530`

Property Details

APN / Parcel Number

Primary APN	`09-25-31-5022-0001-0530`
Alternative APN	`253109502200010530`

Interior

Bedrooms	7 Beds
Full Baths	8 Baths
Stories	2 Stories
Building Area	5,246 sqft Living Area
Gross Area	6,081 sqft
1st Floor Area	2,337 sqft
Flooring	Carpet

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Combination
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,761 sqft (0.27 acres)
Garage Type	Attached
Garage Area	786 sqft
Porch	Finished/Open Porch

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	2779 MATERA DR
City	SAINT CLOUD
State	FL
Zip	34771-9155
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPLIT OAK ESTATES PH 2 PB 28 PGS 3-4 LOT 53
Legal Range	31E
Legal Township	25S
Legal Section	09
Legal Subdivision	SPLIT OAK ESTATES PH 2
Legal Phase	2
Legal Lot Number	53
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1016
Census Tract	43700

Owner

Source: Osceola County records · APN 09-25-31-5022-0001-0530

Assessment roll updated November 26, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2779 MATERA DR, SAINT CLOUD, FL 34771-9155
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 04, 2021 · Amount on Record
Deed Sale	Oct 04, 2021 · Amount on Record
Deed Document Number	2021153944
Deed Book / Page	6057 / 2868
Record Updated	Sep 20, 2026

October 2021: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Oct 04, 2021
Property Address	2779 MATERA DR, SAINT CLOUD, FL 34771-9155
Document Number	0060572868
Book / Page	6057 / 2868
Map Reference	MB 28 PG 3&4
Instrument Date	Sep 27, 2021
Instrument	2021153944
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 12, 2025
Title Company	PGP TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,040.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4901 VINELAND ROAD STE 500, 500, ORLANDO, FL 32811-7383

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2779 MATERA DR, SAINT CLOUD, FL 34771-9155

Mortgage

Document Number	0060572870
Date	Oct 04, 2021
Instrument	6057/2870

Lender

Name	PULTE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2051

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,514.00 (-0.21%)	$635,300 (-6.35%) Land $90,000 Building $545,300	$635,300 (-6.35%) Land $90,000 Building $545,300
2023	$9,534.00 (+1.86%) Homeowner's exemption	$678,400 (+1.47%) Land $90,000 Building $588,400	$678,400 (+1.47%) Land $90,000 Building $588,400
2022	$9,360.00 Homeowner's exemption	$668,600 Land $80,000 Building $588,600	$668,600 Land $80,000 Building $588,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970437001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 330 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	330 in force
Nearby Flood Claims	18 (2004–2022)
Claims Outside the SFHA	1 of 18
Most Recent Claim	Oct 2022, tidal / storm surge, Hurricane Ian
Claims By Storm	Hurricane Ian, Oct 2022 · 2 claims Hurricane Ian, Sep 2022 · 5 claims Hurricane Frances, Sep 2004 · 6 claims

Wildfire

Wildfire Risk	High above 76% of the US · above 63% of Florida
Wildfire Likelihood	About 1 in 195 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 85 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	1,200 / 35
Spectrum	Fiber	1,000 / 1,000

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.