2779 E Ridgewood Ln, Gilbert, AZ 85298 Property Records

Maricopa County property record for 2779 E Ridgewood Ln, Gilbert, AZ 85298

Property Summary

Property TypeSingle Family Home
Details4 ba · 3,600 sqft · built 2003
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on Record
Last Sale$905,000 (Sep 2015)
Tax Bill$6,384 (2025)
Deeds & MortgagesNov 2025 Line of Credit
Jul 2022 Line of Credit
+ 2 more
Flood ZoneZone X (reduced by levee)
APN304-79-003L

Property Details

APN / Parcel Number

Primary APN304-79-003L

Interior

Full Baths4 Baths
Plumbing Fixtures12 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area3,600 sqft Living Area
Gross Area4,010 sqft
1st Floor Area3,600 sqft

Exterior

Year BuiltBuilt 2003
Exterior MaterialWood
Construction TypeFrame
Roof MaterialConcrete Tile
Lot Area43,560 sqft (1 acres)
Parking Spaces3 Parking Spaces
Pool Area700 sqft
Patio Area148 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemHVAC

Location & Zoning

Street Address2779 E RIDGEWOOD LN
CityGILBERT
StateAZ
Zip85298-9247
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-43
Legal DescriptionTH POR S 429.16F OF E 406F NE4 NW4 SEC 27 DAF COM N4 COR SD SEC TH S 1323.09F TH W 203F TO POB TH CONT W 203F TH N 214.58F TH
Legal Range06E
Legal Township02S
Legal Section27
Legal QuarterNW
Quarter-Quarter SectionNE
JurisdictionMARICOPA AZ
Township / Civil DivisionCHANDLER
Census Block Group2
Census Block2000
Census Tract816005

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address2779 E RIDGEWOOD LN, GILBERT, AZ 85298-9247
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 12, 2025Deed of Trust, Mortgage · Line of Credit
AMERICA FIRST FCU
Jul 5, 2022Deed of Trust, Mortgage · Line of Credit
AMERICAN FIRST CU
Apr 4, 2022Deed of Trust, Mortgage · Line of Credit
AMERICA FIRST FCU
Feb 26, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 9, 2015 · Amount on Record
Deed SaleSep 9, 2015 · Amount on Record
Prior SaleSep 9, 2015 · Amount on Record
Deed Document Number0000652467
Last Transfer DateFeb 26, 2021
Transfer Doc0000220140
Record UpdatedJun 8, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address2779 E RIDGEWOOD LN, GILBERT, AZ 85298-9247
Transaction TypeMortgage
Record UpdatedNov 21, 2025
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2779 E RIDGEWOOD LN, GILBERT, AZ 85298-9247

Mortgage

Document Number0000653189
DateNov 12, 2025
Instrument20250653189
Lender
NameAMERICA FIRST FCU
TypeCredit Union
AddressOGDEN, UT 84405
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address2779 E RIDGEWOOD LN, GILBERT, AZ 85298-9247
Transaction TypeMortgage
Record UpdatedJul 14, 2022
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2779 E RIDGEWOOD LN, GILBERT, AZ 85298-9247

Mortgage

Document Number0000551046
DateJul 5, 2022
Instrument20220551046
Lender
NameAMERICAN FIRST CU
TypeCredit Union
AddressOGDEN, UT 84405
Agreement
TypeLine of Credit
AmountAmount Recorded

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address2779 E RIDGEWOOD LN, GILBERT, AZ 85298-9247
Transaction TypeMortgage
Record UpdatedApr 13, 2022
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2779 E RIDGEWOOD LN, GILBERT, AZ 85298-9247

Mortgage

Document Number0000298441
DateApr 4, 2022
Instrument20220298441
Lender
NameAMERICA FIRST FCU
TypeCredit Union
AddressOGDEN, UT 84405
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMARICOPA AZ
Recording DateFeb 26, 2021
Property Address2779 E RIDGEWOOD LN, GILBERT, AZ 85298-9247
Document Number0000220140
Instrument DateFeb 22, 2021
Instrument20210220140
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanyWFG NATIONAL TITLE INS CO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address2779 E RIDGEWOOD LN, GILBERT, AZ 85298-9247

Mortgage

Document Number0000220141
DateFeb 26, 2021
Instrument20210220141
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2051

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityGilbert Town
Unified School DistrictChandler Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$114,250 (-1.19%)$1,142,500 (-1.19%) Land $228,500 Building $914,000
2025$6,384.00 (+3.94%)
2024$115,630$1,156,300 Land $231,200 Building $925,100
2023$6,142.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 99.4% of Arizona
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF GILBERT
serves 247,600 people · EPA ID AZ0407092
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2017
Treatment and ProcedureTreatment report not submitted
Oct 2017
Monitoring and Reporting53
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL
140 / 20
Tristate Wi-Fi by Wi-Fiber
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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