27788 Emerald, Mission Viejo, CA 92691 Property Records

Orange County property record for 27788 Emerald, Mission Viejo, CA 92691

Property Summary

Property Type	Condominium
Details	1 bd · 1 ba · 780 sqft · built 1985
Owner	2 Individual Names on Record
Last Sale	$450,000 (Jul 2021)
Tax Bill	$4,831 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage May 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`938-831-62`

Property Details

APN / Parcel Number

Primary APN	`938-831-62`
Alternative APN	`740-091-12`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	780 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Condo/Apartment
Garage Area	185 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Water Source	Commercial

Location & Zoning

Street Address	27788 EMERALD
City	MISSION VIEJO
State	CA
Zip	92691-6466
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	N TR 12291 BLK LOT 1 UN 16 TR 12291 LOT 1 UNIT 16 OF PROJECT LOCATED ON AP
Legal Subdivision	HILLCREST VILLAGE
Legal Tract	12291
Legal Lot Number	1
Jurisdiction	ORANGE CA
Township / Civil Division	MISSION VIEJO
Census Block Group	2
Census Block	2004
Census Tract	32022

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	27788 EMERALD, 16, MISSION VIEJO, CA 92691-6466
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2021	Grant Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC
May 30, 2020	Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC
Apr 5, 2019	Grant Deed, Transfer · Conventional with PMI LOANDEPOT.COM LLC
Apr 5, 2019	Affidavit of Death, Transfer LAWYERS TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 19, 2021 · Amount on Record
Deed Sale	Jul 19, 2021 · Amount on Record
Prior Sale	Apr 5, 2019 · Amount on Record
Deed Document Number	2021461044
Prior Transfer Date	Oct 27, 2016
Prior Transfer Doc	0000568516
Record Updated	Oct 29, 2026

July 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jul 19, 2021
Property Address	27788 EMERALD, MISSION VIEJO, CA 92691-6466
Document Number	0000461044
Map Reference	DOC 85-104003
Instrument Date	Jun 24, 2021
Instrument	2021000461044
Transaction Type	Transfer
Record Updated	Jul 29, 2021
Title Company	WESTERN RESOURCES TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	27788 EMERALD # 6, 6, MISSION VIEJO, CA 92691-6466

Mortgage

Document Number	0000461045
Date	Jul 19, 2021
Instrument	2021000461045

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	27788 EMERALD, MISSION VIEJO, CA 92691-6466
Document Number	0000254540
Instrument Date	May 30, 2020
Transaction Type	Mortgage
Record Updated	Jun 17, 2020
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	27788 EMERALD #16 MISSION VIEJO CA 926916466, 16, MISSION VIEJO, CA 92691-6466

Mortgage

Document Number	0000254540
Date	Jun 4, 2020
Instrument	254540

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 3, 2050

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Apr 5, 2019
Property Address	27788 EMERALD, MISSION VIEJO, CA 92691-6466
Document Number	0000108602
Instrument Date	Mar 28, 2019
Instrument	108602
Transaction Type	Transfer
Record Updated	Apr 15, 2019
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$401.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	27788 EMERALD #16 MISSION VIEJO CA 926916466, 16, MISSION VIEJO, CA 92691-6466

Mortgage

Document Number	108603
Date	Apr 5, 2019
Instrument	108603

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 4, 2049

April 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	ORANGE CA
Recording Date	Apr 5, 2019
Property Address	27788 EMERALD, MISSION VIEJO, CA 92691-6466
Document Number	0000108601
Instrument Date	Mar 19, 2019
Instrument	108601
Transaction Type	Transfer
Record Updated	Apr 15, 2019
Title Company	LAWYERS TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	6131 CORSICA CIR LONG BEACH CA 908034856, LONG BEACH, CA 90803-4856

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Mission Viejo City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$487,093 (+2%) Land $412,064 Building $75,029
2025	$4,831.00 (+3.89%)	$477,543 (+4.04%) Land $403,985 Building $73,558
2023	$4,650.00 (+1.93%)	$459,000 Land $388,298 Building $70,702
2022	$4,562.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOULTON NIGUEL WATER DISTRICT serves 168,315 people · EPA ID CA3010073
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: GeoLinks.

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