Montgomery County property record for 27780 Ridge Rd, Damascus, MD 20872
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,448 sqft · built 1960 |
| Lot Size | 5.75 acres (250,470 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $169,900 (Feb 1998) |
| Tax Bill | $7,268 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Feb 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-00942037 |
| Primary APN | 12-00942037 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,448 sqft Living Area |
| 1st Floor Area | 2,048 sqft |
| Basement Area | 1,400 sqft |
| Finished Basement | 1,400 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Townhouse |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 250,470 sqft |
| Garage Type | Detached |
| Garage Area | 768 sqft |
| Parking Spaces | 3 Parking Spaces |
| Patio Area | 624 sqft |
|---|---|
| Shed | 1 Shed |
| Shed Area | 100 sqft |
| Tennis Court | Tennis Court |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 00942037 |
|---|---|
| Street Address | 27780 RIDGE RD |
| City | DAMASCUS |
| State | MD |
| Zip | 20872-2424 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR |
| Legal Description | HENRY & ELIZABETH |
| Legal Subdivision | LOCUST LEVEL |
| Legal Block | 1 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 12 |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 700204 |
Source: Montgomery County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 27780 RIDGE RD, DAMASCUS, MD 20872-2424 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 22, 2021 | Deed of Trust, Mortgage · VA Mortgage TJC MORTGAGE INC |
| Feb 8, 2019 | Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 26, 1998 · Amount on Record |
| Deed Sale | Feb 26, 1998 · Amount on Record |
| Prior Sale | Feb 26, 1998 · Amount on Record |
| Deed Document Number | 1998111358 |
| Deed Book / Page | 15572 / 475 |
| Transfer Doc | 0000069248 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 27780 RIDGE RD, DAMASCUS, MD 20872-2424 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2023 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0622740241 |
|---|---|
| Date | Mar 22, 2021 |
| Book Page | 62274/241 |
| Name | TJC MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | BIRMINGHAM, AL 35243 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 356 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 27780 RIDGE RD, DAMASCUS, MD 20872-2424 |
| Document Number | 0573290279 |
| Instrument Date | Feb 8, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 29, 2019 |
| Title Company | ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 27780 RIDGE RD DAMASCUS MD 208722424, DAMASCUS, MD 20872-2424 |
| Document Number | 0573290279 |
|---|---|
| Date | Mar 19, 2019 |
| Book Page | 057329/000279 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $646,533 (+5.25%) | $678,800 (-) Land $273,100 Building $405,700 | |
| 2025 | $7,268.00 (+19.76%) | $614,267 (+8.66%) | $678,800 (+16.63%) Land $273,100 Building $405,700 |
| 2023 | $565,333 (+3.04%) | $582,000 (-) Land $262,300 Building $319,700 | |
| 2022 | $6,069.00 | $548,667 | $582,000 Land $262,300 Building $319,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2011 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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