2778 Thornwood Ct, Arnold, MO 63010 Property Records

Jefferson County property record for 2778 Thornwood Ct, Arnold, MO 63010

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,814 sqft · built 1997
Lot Size	0.88 acres (38,333 sqft)
Owner	2 Individual Names on Record
Last Sale	$472,900 (May 2022)
Tax Bill	$1,948 (2025)
Deeds & Mortgages	May 2022 Mortgage Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-7.0-26.0-4-001-029.01`

Property Details

APN / Parcel Number

Primary APN	`02-7.0-26.0-4-001-029.01`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,814 sqft Living Area
1st Floor Area	1,590 sqft
Basement Area	224 sqft
Finished Basement	224 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Construction Type	Frame
Lot Area	38,333 sqft (0.88 acres)
Porch	Open Frame Porch
Porch Area	210 sqft
Patio Area	456 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2778 THORNWOOD CT
City	ARNOLD
State	MO
Zip	63010-3566
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40
Legal Description	PT SE1/4
Legal Range	5E
Legal Township	43N
Legal Section	26
Legal Block	1
Jurisdiction	JEFFERSON MO
Township / Civil Division	WINDSOR
Census Block Group	1
Census Block	1007
Census Tract	700113

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2778 THORNWOOD CT, ARNOLD, MO 63010-3566
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 13, 2022	Warranty Deed, Transfer · Conventional Mortgage DAS ACQUISITION
Jan 30, 2020	Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS
Jul 2, 2018	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 13, 2022 · Amount on Record
Deed Sale	May 13, 2022 · Amount on Record
Prior Sale	Jul 2, 2018 · Amount on Record
Deed Document Number	202216229
Prior Transfer Date	May 8, 2006
Prior Transfer Doc	2006R027752
Record Updated	Oct 29, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	May 13, 2022
Property Address	2778 THORNWOOD CT, ARNOLD, MO 63010-3566
Document Number	0000016229
Instrument Date	May 11, 2022
Instrument	2022R-016229
Transaction Type	Transfer
Record Updated	May 27, 2022
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	107 RUE TERRE BONNE, 107, BONNE TERRE, MO 63628-8802

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2778 THORNWOOD CT, ARNOLD, MO 63010-3566

Mortgage

Document Number	0000016230
Date	May 13, 2022
Instrument	2022R-016230

Lender

Name	DAS ACQUISITION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	2778 THORNWOOD CT, ARNOLD, MO 63010-3566
Document Number	0000004173
Instrument Date	Jan 30, 2020
Transaction Type	Mortgage
Record Updated	Feb 13, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/OREGON

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2778 THORNWOOD CT ARNOLD MO 630103566, ARNOLD, MO 63010-3566

Mortgage

Document Number	0000004173
Date	Feb 4, 2020
Instrument	4173

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 3, 2050

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Jul 2, 2018
Property Address	2778 THORNWOOD CT, ARNOLD, MO 63010-3566
Document Number	0000019846
Instrument Date	Jun 29, 2018
Instrument	19846
Transaction Type	Transfer
Record Updated	Aug 1, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12815 HENCHER RD DE SOTO MO 630204567, DE SOTO, MO 63020-4567

Mortgage

Document Number	19847
Date	Jul 2, 2018
Instrument	19847

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	Fox C-6 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$28,200 (-) Land $2,600 Building $25,600	$148,400 (-) Land $13,600 Building $134,800
2025	$1,948.00 (+5.41%)	$28,200 (+8.88%) Land $2,600 Building $25,600	$148,400 (-) Land $13,600 Building $134,800
2024	$1,848.00 (+0.6%)		$148,400 (+8.88%) Land $13,600 Building $134,800
2023	$1,837.00	$25,900 Land $2,600 Building $23,300	$136,300 Land $13,600 Building $122,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	9 (1978–2022)
Claims Outside the SFHA	1 of 9
Most Recent Claim	Aug 2022 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 3 serves 17,000 people · EPA ID MO6024294
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon, Wisper ISP.

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