2778 Pinecrest Dr SE, Saint James (Southport), NC 28461 Property Records

Brunswick County property record for 2778 Pinecrest Dr SE, Saint James, NC 28461

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 5,954 sqft · built 2023
Lot Size	0.373 acres (16,248 sqft)
Owner	2 Individual Names on Record
Last Sale	$189,000 (Mar 2022)
Tax Bill	$6,688 (2025)
Deeds & Mortgages	Apr 2023 Mortgage Mar 2022 Sale + 1 more
Flood Zone	Zone AE (high risk)
APN	`235GB043`

Property Details

APN / Parcel Number

Primary APN	`235GB043`
Alternative APNs	`206610351495` `80111169` `80124608`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	5,954 sqft Heated Area
Gross Area	7,432 sqft
Flooring	Tile
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Fiber Cement Siding
Foundation Type	Raised
Roof Type	Cathedral/Clerestory
Roof Material	Shingle
Lot Area	16,248 sqft (0.373 acres)
Garage Area	886 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	80124608
Street Address	2778 PINECREST DR SE
City	SOUTHPORT
State	NC
Zip	28461-8488
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	EPUD
Legal Description	L-43 S-5 PLAT 2@ST JAMES PLANT PLAT 19/217
Legal Subdivision	ST JAMES PLANTATION
Legal Lot Number	43
Jurisdiction	BRUNSWICK NC
Township / Civil Division	LOCKWOODS FOLLY
Census Block Group	2
Census Block	2004
Census Tract	20304

Owner

Source: Brunswick County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2585 MARINERS WAY SE, SOUTHPORT, NC 28461-8591
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2023	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA
Mar 15, 2022	Warranty Deed, Transfer
May 17, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 15, 2022 · Amount on Record
Deed Sale	Mar 15, 2022 · Amount on Record
Prior Sale	May 17, 2021 · Amount on Record
Deed Book / Page	4813 / 1208
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRUNSWICK NC
Property Address	2778 PINECREST DR SE, SAINT JAMES, NC 28461-8488
Transaction Type	Mortgage
Record Updated	Sep 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2775 PINECREST DR SE, SOUTHPORT, NC 28461-8489

Mortgage

Document Number	0050060956
Date	Apr 28, 2023
Book Page	5006/956

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	HERMITAGE, PA 16148

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	373 Months
Due	May 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	May 1, 2031
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.7%
Index	Other
Max Rate	10.7%

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRUNSWICK NC
Recording Date	Mar 15, 2022
Property Address	2778 PINECREST DR SE, SAINT JAMES, NC 28461-8488
Document Number	0048131208
Book / Page	4813 / 1208
Map Reference	MB 18 PG 187
Instrument Date	Feb 24, 2022
Transaction Type	Transfer
Record Updated	Sep 29, 2023

Transaction

Amount	Amount Recorded
Tax	$378.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5 WYNTHROP MANOR DR, GOSHEN, NY 10924-6619

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3002 PINE BAY CT, SAINT JAMES, NC 28461-6404

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRUNSWICK NC
Recording Date	May 17, 2021
Property Address	2778 PINECREST DR SE, SAINT JAMES, NC 28461-8488
Document Number	0046201081
Book / Page	4620 / 1081
Map Reference	MB 19 PG 217
Instrument Date	Apr 21, 2021
Transaction Type	Transfer
Record Updated	Sep 29, 2023

Transaction

Amount	Amount Recorded
Tax	$254.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	21544 BRETON VIEW CT, LEONARDTOWN, MD 20650-2332

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 WYNTHROP MANOR DR, GOSHEN, NY 10924-6619

Tax Assessment & Valuation

Source: Brunswick County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Brunswick County
Municipality	St. James Town
Unified School District	Brunswick County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,664,030 (-) Land $189,750 Building $1,474,280	$1,664,030 (-) Land $189,750 Building $1,474,280
2025	$6,688.00	$1,664,030 (+776.96%) Land $189,750 Building $1,474,280	$1,664,030 (+776.96%) Land $189,750 Building $1,474,280
2023		$189,750 Land $189,750	$189,750 Land $189,750

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 705 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	723 units insured incl. 18 condo units
Nearby Flood Claims	112 (1978–2024)
Claims Outside the SFHA	38 of 112
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Potential Tropical Cyclone Eight, Sep 2024 · 11 claims Hurricane Isaias, Aug 2020 · 21 claims Hurricane Florence, Sep 2018 · 34 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRUNSWICK COUNTY WATER SYSTEM serves 151,357 people · EPA ID NC0410045
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 415 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Focus Broadband Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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