Davis County property record for 2778 N 2125 E, Layton, UT 84040
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,140 sqft · built 2001 |
| Lot Size | 0.87 acres (37,897 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $317,500 (Apr 2001) |
| Tax Bill | $554 (2025) |
| Deeds & Mortgages | May 2017 Mortgage Nov 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-275-0308 |
| Primary APN | 09-275-0308 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,140 sqft Living Area |
| Basement Area | 2,077 sqft |
| Unfinished Basement | 2,077 sqft |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 37,897 sqft (0.87 acres) |
| Garage Area | 972 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 2778 N 2125 E |
|---|---|
| City | LAYTON |
| State | UT |
| Zip | 84040-3202 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-10 |
| Legal Description | ALL OF LOT 308, DEERE VALLEY PHASE 3 SUB. CONT. 0.87 ACRES |
| Legal Subdivision | DEERRE VALLEY PHASE 3 SUBDIVISION |
| Legal Phase | 3 |
| Legal Lot Number | 308 |
| Jurisdiction | DAVIS UT |
| Township / Civil Division | NORTH DAVIS |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 125804 |
2778 N 2125 E is owned and occupied by two individuals who bought it in April 2001.
Source: Davis County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2778 N 2125 E, LAYTON, UT 84040-3202 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 26, 2017 | Deed of Trust, Mortgage · VA Mortgage SUN WEST MORTGAGE CO INC |
| Nov 13, 2020 | Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC |
| May 20, 2019 | Deed of Trust, Mortgage · VA Mortgage CALIBER HM LOANS |
| Jul 16, 2018 | Deed of Trust, Mortgage · VA Mortgage KS STATEBANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 18, 2001 · Amount on File |
| Deed Sale | Apr 18, 2001 · Amount on File |
| Deed Document Number | 20011654648 |
| Deed Book / Page | 2790 / 763 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAVIS UT |
| Property Address | 2778 N 2125 E, LAYTON, UT 84040-3202 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | BACKMAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0003022605 |
|---|---|
| Date | May 26, 2017 |
| Instrument | 3022605 |
| Name | SUN WEST MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2047 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAVIS UT |
| Property Address | 2778 N 2125 E, LAYTON, UT 84040-3202 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | LIBERTY TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0003315143 |
|---|---|
| Date | Nov 13, 2020 |
| Book Page | 7637/2662 |
| Instrument | 3315143 |
| Name | VILLAGE CAPITAL & INVESTMENT LLC |
|---|---|
| Type | Mortgage Company |
| Address | HENDERSON, NV 89052 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAVIS UT |
| Property Address | 2778 N 2125 E, LAYTON, UT 84040-3202 |
| Document Number | 0003161840 |
| Instrument Date | May 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 7, 2019 |
| Title Company | BACKMAN TITLE SERVICES, BACKMAN TITLE SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2778 N 2125 E LAYTON UT 840403202, LAYTON, UT 84040-3202 |
| Document Number | 0003161840 |
|---|---|
| Date | May 24, 2019 |
| Book Page | 007270/000476 |
| Instrument | 3161840 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 23, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAVIS UT |
| Property Address | 2778 N 2125 E, LAYTON, UT 84040-3202 |
| Document Number | 0003106728 |
| Instrument Date | Jul 16, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 7, 2018 |
| Title Company | TIMIOS INC |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2778 N 2125 E LAYTON UT 840403202, LAYTON, UT 84040-3202 |
| Document Number | 0003106728 |
|---|---|
| Date | Jul 25, 2018 |
| Book Page | 007063/000038 |
| Instrument | 3106728 |
| Name | KS STATEBANK |
|---|---|
| Address | MANHATTAN, KS 66502 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 24, 2048 |
The 2025 property tax bill for 2778 N 2125 E was $554, up 16.6% from the year before.
Source: Davis County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Utah |
| County | Davis County |
| Municipality | Layton City |
| Unified School District | Davis School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $424,051 (+0.78%) Land $173,183 Building $250,868 | $771,000 (+0.78%) Land $314,878 Building $456,122 | |
| 2025 | $554.00 (+16.63%) | $420,750 Land $183,721 Building $237,029 | $765,000 Land $334,039 Building $430,961 |
| 2024 | $475.00 (+17.57%) | ||
| 2023 | $404.00 (-4.27%) | $706,000 Land $204,261 Building $501,739 | $706,000 Land $204,261 Building $501,739 |
| 2022 | $422.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2778 N 2125 E in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2778 N 2125 E is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 75% of Utah |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAYTON CITY WATER SYSTEM serves 82,000 people · EPA ID UTAH06018 |
|---|---|
| Water Source | Purchased surface water from WEBER BASIN WCD - CENTRAL |
| Last State Inspection | Sep 2023 |
| Lead | 4 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Utah Telecommunication Open Infrastructure Agency Fiber | 10,000 / 10,000 |
| SenaWave Fiber | 2,500 / 2,500 |
| Xfinity Cable | 2,000 / 250 |
| Beehive Broadband Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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