2778 Mirada Rd, Highland, CA 92346 Property Records

San Bernardino County property record for 2778 Mirada Rd, Highland, CA 92346

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,301 sqft · built 1979
Lot Size	0.227 acres (9,900 sqft)
Owner	Individual Name on File
Last Sale	$400,000 (Jul 2020)
Tax Bill	$6,096 (2025)
Deeds & Mortgages	Oct 2018 Mortgage May 2022 Transfer + 2 more
Flood Zone	Zone X (moderate risk)
APN	`0285-951-08-0000`

Property Details

APN / Parcel Number

Primary APN	`0285-951-08-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,301 sqft Living Area
Gross Area	1,786 sqft
1st Floor Area	1,301 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Modern
Exterior Material	Block
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	9,900 sqft (0.227 acres)
Lot Dimensions	110 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	485 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	109 sqft
Patio Area	109 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2778 MIRADA RD
City	HIGHLAND
State	CA
Zip	92346-1751
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 9610 LOT 42
Legal Subdivision	TRACT NO 9610
Legal Tract	9610
Legal Block	1
Legal Lot Number	42
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	SAN BERNARDINO
Census Block Group	1
Census Block	1001
Census Tract	7412

Owner

2778 Mirada Rd is owned and occupied by an individual who acquired it in September 2024.

Source: San Bernardino County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	2778 MIRADA RD, HIGHLAND, CA 92346-1751
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2018	Deed of Trust, Mortgage · FHA Mortgage JFQ LENDING INC
May 20, 2022	Intrafamily Transfer, Transfer
Jul 8, 2020	Grant Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Jan 24, 2018	Deed of Trust, Mortgage · FHA Mortgage MR COOPER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 8, 2020 · Amount on File
Deed Sale	Jul 8, 2020 · Amount on File
Prior Sale	Mar 28, 2002 · Amount on File
Deed Document Number	2020227532
Last Transfer Date	Sep 3, 2024
Transfer Doc	0000208301
Record Updated	Oct 29, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	2778 MIRADA RD, HIGHLAND, CA 92346-1751
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	TITLE SOURCE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2778 MIRADA RD, HIGHLAND, CA 92346-1751

Mortgage

Document Number	0000388557
Date	Oct 24, 2018
Instrument	2018-0388557

Lender

Name	JFQ LENDING INC
Type	Non-Lending Institution
Address	SCOTTSDALE, AZ 85260

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	349 Months
Due	Nov 1, 2047

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	May 20, 2022
Property Address	2778 MIRADA RD, HIGHLAND, CA 92346-1751
Document Number	0000188724
Map Reference	MB 142 PG 61&62
Instrument Date	May 5, 2022
Instrument	2022-0188724
Transaction Type	Transfer
Record Updated	Jun 2, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2778 MIRADA RD, 2778, HIGHLAND, CA 92346-1751

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2778 MIRADA RD, HIGHLAND, CA 92346-1751

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jul 8, 2020
Property Address	2778 MIRADA RD, HIGHLAND, CA 92346-1751
Document Number	0000227532
Map Reference	MB 142 PG 61&62
Instrument Date	Jun 11, 2020
Instrument	2020-0227532
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	TICOR TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2778 MIRADA RD, HIGHLAND, CA 92346-1751

Mortgage

Document Number	0000227533
Date	Jul 8, 2020
Instrument	2020-0227533

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	349 Months
Due	Aug 1, 2049

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	2778 MIRADA RD, HIGHLAND, CA 92346-1751
Document Number	0000043155
Instrument Date	Jan 24, 2018
Transaction Type	Mortgage
Record Updated	Feb 13, 2018
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2778 MIRADA RD HIGHLAND CA 923461751, HIGHLAND, CA 92346-1751

Mortgage

Document Number	0000043155
Date	Feb 5, 2018
Instrument	43155

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 4, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2778 Mirada Rd was $6,096.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	San Bernardino City
Unified School District	San Bernardino City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$492,507 (+2%) Land $146,128 Building $346,379
2025	$6,096.00 Homeowner's exemption	$482,850 Land $143,263 Building $339,587
2023	$5,904.00 (+10.89%) Homeowner's exemption	$464,100 Land $137,700 Building $326,400
2022	$5,324.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2778 Mirada Rd in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2778 Mirada Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST VALLEY WATER DISTRICT serves 108,600 people · EPA ID CA3610064
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 396 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, Verizon.

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