2778 McLaughlin Ave, San Jose, CA 95121 Property Records

Santa Clara County property record for 2778 McLaughlin Ave, San Jose, CA 95121

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,624 sqft · built 1967
Lot Size	0.137 acres (5,974 sqft)
Owner	Trust Name on File
Last Sale	$820,000 (Mar 2019)
Tax Bill	$13,474 (2025)
Deeds & Mortgages	Apr 2023 Transfer Mar 2021 Mortgage + 3 more
Flood Zone	Zone D (undetermined)
APN	`499-07-005`

Property Details

APN / Parcel Number

Primary APN	`499-07-005`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,624 sqft Living Area
Gross Area	1,232 sqft
1st Floor Area	1,232 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	5,974 sqft (0.137 acres)
Lot Dimensions	103 ft deep x 58 ft wide
Garage Area	456 sqft
Parking Spaces	2 Parking Spaces
Porch	None

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	2778 MCLAUGHLIN AVE
City	SAN JOSE
State	CA
Zip	95121-2331
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B6
Legal Description	TRACT 4089 BOOK 209 PAGE 19 PAGE 20 LOT 89
Legal Subdivision	TRACT NO 4089
Legal Tract	4089
Legal Lot Number	89
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	2
Census Block	2002
Census Tract	503212

Owner

2778 McLaughlin Ave is held in a trust since March 2019.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	Trust Name on File
Mailing Address	4650 WILCOX AVE, SANTA CLARA, CA 95054-1378
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2023	Intrafamily Transfer, Transfer
Mar 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Sep 6, 2019	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Mar 20, 2019	Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA
Apr 18, 2017	Grant Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 20, 2019 · Amount on File
Deed Sale	Mar 20, 2019 · Amount on File
Prior Sale	Apr 18, 2017 · Amount on File
Deed Document Number	201924138706
Prior Transfer Date	Mar 13, 2019
Prior Transfer Doc	0024138706
Record Updated	Oct 29, 2026

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Apr 21, 2023
Property Address	2778 MCLAUGHLIN AVE, SAN JOSE, CA 95121-2331
Document Number	0025465301
Map Reference	MB 209 PG 19&20
Instrument Date	Apr 6, 2023
Instrument	25465301
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	4650 WILCOX AVE, SANTA CLARA, CA 95054-1378

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	2778 MCLAUGHLIN AVE, SAN JOSE, CA 95121-2331
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4650 WILCOX AVE, SANTA CLARA, CA 95054-1378

Mortgage

Document Number	0024896212
Date	Mar 29, 2021
Instrument	24896212

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	2778 MCLAUGHLIN AVE, SAN JOSE, CA 95121-2331
Document Number	0024276609
Instrument Date	Sep 6, 2019
Transaction Type	Mortgage
Record Updated	Sep 19, 2019
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	4650 WILCOX AVE SANTA CLARA CA 950541378, SANTA CLARA, CA 95054-1378

Mortgage

Document Number	0024276609
Date	Sep 10, 2019
Instrument	24276609

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 9, 2049

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Mar 20, 2019
Property Address	2778 MCLAUGHLIN AVE, SAN JOSE, CA 95121-2331
Document Number	0024138706
Instrument Date	Mar 13, 2019
Instrument	24138706
Transaction Type	Transfer
Record Updated	Apr 2, 2019
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$902.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2778 MCLAUGHLIN AVE SAN JOSE CA 951212331, SAN JOSE, CA 95121-2331

Mortgage

Document Number	24138707
Date	Mar 20, 2019
Instrument	24138707

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 19, 2049

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Apr 18, 2017
Property Address	2778 MCLAUGHLIN AVE, SAN JOSE, CA 95121-2331
Document Number	0023627107
Instrument Date	Apr 11, 2017
Instrument	23627107
Transaction Type	Transfer
Record Updated	May 5, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Tax	$777.00
Amount Accuracy	Full Value

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1507 35TH AVE SAN FRANCISCO CA 941223118, SAN FRANCISCO, CA 94122-3118

Tax Assessment & Valuation

The 2025 property tax bill for 2778 McLaughlin Ave was $13,474.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Secondary School District	East Side Union High School District (09 - 12)
Elementary School District	Franklin-McKinley Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$933,015 (+2%) Land $682,695 Building $250,320
2025	$13,474.00	$914,721 Land $669,309 Building $245,412
2023	$12,900.00 (+2.28%)	$879,203 Land $643,320 Building $235,883
2022	$12,612.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2778 McLaughlin Ave in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2778 McLaughlin Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 817 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Sail Internet Fixed Wireless	500 / 100
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile, Verizon.

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