Orange County property record for 2778 Hilltop Loop, #LO, Apopka, FL 32712
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,672 sqft · built 2021 |
| Lot Size | 0.207 acres (9,014 sqft) |
| Owner | Individual Name on File |
| Last Sale | $379,800 (Apr 2021) |
| Tax Bill | $6,042 (2025) |
| Deeds & Mortgages | Jan 2024 Mortgage Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-20-28-8891-01-530 |
| Primary APN | 29-20-28-8891-01-530 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,672 sqft Living Area |
| Gross Area | 3,651 sqft |
| 1st Floor Area | 1,637 sqft |
| Flooring | Carpet |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,014 sqft (0.207 acres) |
| Garage Type | Attached |
| Garage Area | 425 sqft |
| Porch | Slab |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 2778 HILLTOP LOOP, LO |
|---|---|
| City | APOPKA |
| State | FL |
| Zip | 32712-4881 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | VISTA RESERVE PHASE 2 101/119 LOT 153 |
| Legal Range | 28E |
| Legal Township | 20S |
| Legal Section | 29 |
| Legal Subdivision | VISTA RESERVE PHASE 2 |
| Legal Phase | 2 |
| Legal Block | 1 |
| Legal Lot Number | 153 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | APOPKA |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 17811 |
2778 Hilltop Loop, #LO is owned by an individual who bought it in April 2021.
Source: Orange County records, as of May 4, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2778 HILLTOP LOOP, APOPKA, FL 32712-4881 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 29, 2024 | Deed of Trust, Mortgage · FHA Mortgage M & T BANK |
| Apr 26, 2021 | Deed of Trust, Mortgage · FHA Mortgage PULTE MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 26, 2021 · Amount on File |
| Deed Sale | Apr 26, 2021 · Amount on File |
| Deed Document Number | 2021249892 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 2778 HILLTOP LOOP, APOPKA, FL 32712-4881 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2024 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 2778 HILLTOP LOOP, APOPKA, FL 32712-4881 |
| Document Number | 0000054312 |
|---|---|
| Date | Jan 29, 2024 |
| Instrument | 20240054312 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | GETZVILLE, NY 14068 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 327 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 2778 HILLTOP LOOP, APOPKA, FL 32712-4881 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2778 HILLTOP LOOP, APOPKA, FL 32712-4881 |
| Investor | Possibly a Property Investor |
| Document Number | 0000249893 |
|---|---|
| Date | Apr 26, 2021 |
| Instrument | 20210249893 |
| Name | PULTE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | ENGLEWOOD, CO 80112 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2051 |
The 2025 property tax bill for 2778 Hilltop Loop, #LO was $6,042, up 1.7% from the year before.
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| Municipality | Apopka City |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $426,190 (+2.7%) | $492,300 (-1.23%) Land $65,000 Building $427,300 | |
| 2025 | $6,042.00 (+1.7%) Homeowner's exemption | $414,985 | $498,450 Land $65,000 Building $433,450 |
| 2024 | $5,941.00 (+6.87%) | ||
| 2023 | $5,559.00 (+3.81%) Homeowner's exemption | $391,544 (+3%) | $441,478 (+16.14%) Land $60,000 Building $381,478 |
| 2022 | $5,355.00 Homeowner's exemption | $380,140 Land $60,000 Building $320,140 | $380,140 Land $60,000 Building $320,140 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2778 Hilltop Loop, #LO in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2778 Hilltop Loop, #LO is moderate, ranking above 42% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 86% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | APOPKA, CITY OF (5 WTPS) serves 71,917 people · EPA ID FL3480200 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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