2778 Frontier Ave, Orange Park, FL 32065 Property Records

Clay County property record for 2778 Frontier Ave, Orange Park, FL 32065

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,791 sqft · built 1980
Lot Size	0.335 acres (14,592 sqft)
Owner	Individual Name on Record
Tax Bill	$898 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit Jun 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27-04-25-020963-103-00`

Property Details

APN / Parcel Number

Primary APN	`27-04-25-020963-103-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,791 sqft Living Area
Gross Area	2,253 sqft
1st Floor Area	1,791 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	14,592 sqft (0.335 acres)
Lot Dimensions	133 ft deep x 110 ft wide
Garage Type	Attached
Garage Area	462 sqft
Porch	Finished/Open Porch
Patio Area	100 sqft
Storage Building	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2778 FRONTIER AVE
City	ORANGE PARK
State	FL
Zip	32065-7414
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Description	LOT 29 BLK 4 TANGLEWOOD VILLAG UNIT 1 REPLAT AS REC OR 1561 PG 689;3924 PG 1334FJ & 4198
Legal Range	25E
Legal Township	04S
Legal Section	27
Legal Subdivision	TANGLEWOOD VILLAG UNIT 1 REPLAT
Legal Block	4
Legal Lot Number	29
Legal Unit	1
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	1
Census Block	1004
Census Tract	30906

Owner

Source: Clay County records, as of December 3, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	2778 FRONTIER AVE, ORANGE PARK, FL 32065-7414
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2023	Deed of Trust, Mortgage · Line of Credit VYSTAR CU
Jun 4, 2019	Quit Claim Deed, Transfer · Conventional Mortgage VYSTAR CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 2016
Deed Sale	Dec 1, 2016
Deed Book / Page	3924 / 1334
Last Transfer Date	Apr 9, 2019
Transfer Doc	0041980314
Record Updated	Jun 8, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	2778 FRONTIER AVE, ORANGE PARK, FL 32065-7414
Transaction Type	Mortgage
Record Updated	Mar 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2778 FRONTIER AVE, ORANGE PARK, FL 32065-7414

Mortgage

Document Number	0046852001
Date	Jan 31, 2023
Book Page	4685/2001
Instrument	2023004478

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Feb 1, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLAY FL
Recording Date	Jun 4, 2019
Property Address	2778 FRONTIER AVE, ORANGE PARK, FL 32065-7414
Document Number	0041980314
Book / Page	004198 / 000314
Instrument Date	Apr 9, 2019
Instrument	28488
Transaction Type	Transfer
Record Updated	Jun 26, 2019
Title Company	VYSTAR TITLE AGENCY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2778 FRONTIER AVE ORANGE PARK FL 320657414, ORANGE PARK, FL 32065-7414

Mortgage

Document Number	41980316
Date	Jun 4, 2019
Book Page	004198/000316
Instrument	28490

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32210

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 3, 2034

Tax Assessment & Valuation

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$898.00 (+5.65%) Homeowner's exemption	$99,078 (+5.99%)	$237,063 (+9.65%) Land $35,000 Building $202,063
2024	$850.00 (-25.7%)
2023	$1,144.00 (+15.44%) Homeowner's exemption	$93,482 (+3%)	$216,203 (+7.85%) Land $35,000 Building $181,203
2022	$991.00 Homeowner's exemption	$90,760	$200,474 Land $30,000 Building $170,474

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 76 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	76 in force
Nearby Flood Claims	11 (2009–2017)
Claims Outside the SFHA	4 of 11
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 6 claims Tropical Storm Debby, Jun 2012 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: IQ Fiber.

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