2778 E Fairfield St, Ontario, CA 91761 Property Records

San Bernardino County property record for 2778 E Fairfield St, Ontario, CA 91761

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,621 sqft · built 1994
Lot Size	0.186 acres (8,113 sqft)
Owner	Company Name on File
Tax Bill	$3,188 (2025)
Deeds & Mortgages	Nov 2022 Reverse Mortgage Mar 2020 Reverse Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`1083-091-36-0000`

Property Details

APN / Parcel Number

Primary APN	`1083-091-36-0000`
Alternative APN	`0218481360000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,621 sqft Living Area
Gross Area	2,239 sqft
1st Floor Area	927 sqft
2nd Floor Area	694 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	8,113 sqft (0.186 acres)
Lot Dimensions	133 ft deep x 61 ft wide
Garage Type	Attached
Garage Area	618 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2778 E FAIRFIELD ST
City	ONTARIO
State	CA
Zip	91761-6545
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 14774 LOT 16 BOOK 252 PAGE 87
Legal Subdivision	TRACT 14774
Legal Tract	14774
Legal Block	1
Legal Lot Number	16
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	SAN BERNARDINO
Census Block Group	1
Census Block	1003
Census Tract	2206

Owner

2778 E Fairfield St is owned by a company that acquired it in March 2019 and is owner-occupied.

Source: San Bernardino County records, as of July 14, 2026

Owner of Record	Company Name on File
Mailing Address	2778 E FAIRFIELD ST, ONTARIO, CA 91761-6545
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2022	Deed of Trust, Mortgage · Reverse Mortgage LONGBRIDGE FINANCIAL LLC
Mar 30, 2020	Deed of Trust, Mortgage · Reverse Mortgage ONE REPUBLIC MORTGAGE
Mar 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage COMMISSIONER/HSNG & URBAN DEV
Mar 12, 2019	Intrafamily Transfer, Transfer · FHA Mortgage STEARNS LENDING LLC
Mar 12, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Jul 2, 2018	Quit Claim Deed, Transfer WFG NATIONAL TITLE COMPANY/CA, WFG NAT'L TITLE CO/CA
Jun 29, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage STEARNS LENDING LLC
Aug 18, 2017	Intrafamily Transfer, Transfer · FHA Mortgage FLAGSTAR BANK FSB
Sep 5, 2017	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 18, 2017
Deed Sale	Aug 18, 2017
Prior Sale	May 23, 1994 · Amount on File
Deed Document Number	2017338625
Last Transfer Date	Mar 5, 2019
Transfer Doc	0000076188
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	2778 E FAIRFIELD ST, ONTARIO, CA 91761-6545
Transaction Type	Mortgage
Record Updated	May 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2778 E FAIRFIELD ST, ONTARIO, CA 91761-6545

Mortgage

Document Number	0000386900
Date	Nov 30, 2022
Instrument	2022-0386900

Lender

Name	LONGBRIDGE FINANCIAL LLC
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.52%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2023
Change Frequency	Monthly
Index	1-Year T-Bill
Max Rate	11.5%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	2778 E FAIRFIELD ST, ONTARIO, CA 91761-6545
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000111663
Date	Mar 30, 2020
Instrument	2020-0111663

Lender

Name	ONE REPUBLIC MORTGAGE
Type	Mortgage Company
Address	SAN DIEGO, CA 92121

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	2.93%
Type Change Date	Apr 1, 2021
Change Frequency	Annually
Index	1-Year LIBOR

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	2778 E FAIRFIELD ST, ONTARIO, CA 91761-6545
Document Number	0000111664
Instrument Date	Mar 24, 2020
Transaction Type	Mortgage
Record Updated	Apr 21, 2020
Title Company	TICOR TITLE ORANGE COUNTY BR, TICOR TITLE ORANGE CNTY BR

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2778 E FAIRFIELD ST ONTARIO CA 917616545, ONTARIO, CA 91761-6545

Mortgage

Document Number	0000111664
Date	Mar 30, 2020
Instrument	111664

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	1020 Months

Interest

Rate Type	Adjustable Rate
Rate	2.93%

March 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Mar 12, 2019
Property Address	2778 E FAIRFIELD ST, ONTARIO, CA 91761-6545
Document Number	0000076188
Map Reference	MB 252 PG 87-89
Instrument Date	Mar 5, 2019
Instrument	2019-0076188
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	WFG NATIONAL TITLE CO OF CA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2778 E FAIRFIELD ST, ONTARIO, CA 91761-6545

Mortgage

Document Number	0000076189
Date	Mar 12, 2019
Instrument	2019-0076189

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company
Address	SANTA ANA, CA 92707

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Mar 12, 2019
Property Address	2778 E FAIRFIELD ST, ONTARIO, CA 91761-6545
Document Number	0000076190
Instrument Date	Mar 5, 2019
Instrument	76190
Transaction Type	Transfer
Record Updated	Mar 19, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2778 E FAIRFIELD ST ONTARIO CA 917616545, ONTARIO, CA 91761-6545

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jul 2, 2018
Property Address	2778 E FAIRFIELD ST, ONTARIO, CA 91761-6545
Document Number	0000239203
Instrument Date	Jun 21, 2018
Instrument	239203
Transaction Type	Transfer
Record Updated	Jul 10, 2018
Title Company	WFG NATIONAL TITLE COMPANY/CA, WFG NAT'L TITLE CO/CA

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2778 E FAIRFIELD ST ONTARIO CA 917616545, ONTARIO, CA 91761-6545

June 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jun 29, 2018
Property Address	2778 E FAIRFIELD ST, ONTARIO, CA 91761-6545
Document Number	0000236464
Map Reference	MB 252 PG 87-89
Instrument Date	Jun 21, 2018
Instrument	2018-0236464
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	WFG NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2778 E FAIRFIELD ST, ONTARIO, CA 91761-6545

Mortgage

Document Number	0000236465
Date	Jun 29, 2018
Instrument	2018-0236465

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

August 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Aug 18, 2017
Property Address	2778 E FAIRFIELD ST, ONTARIO, CA 91761-6545
Document Number	0000338625
Map Reference	MB252 PG87-89
Instrument Date	Aug 9, 2017
Instrument	2017-0338625
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	WFG TITLE COMPANY OF CA

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2778 E FAIRFIELD ST, ONTARIO, CA 91761-6545

Mortgage

Document Number	0000338626
Date	Aug 18, 2017
Instrument	2017-0338626

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Sep 5, 2017
Property Address	2778 E FAIRFIELD ST, ONTARIO, CA 91761-6545
Document Number	0000361445
Instrument Date	Aug 9, 2017
Instrument	361445
Transaction Type	Transfer
Record Updated	Sep 12, 2017
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2778 E FAIRFIELD ST ONTARIO CA 917616545, ONTARIO, CA 91761-6545

Tax Assessment & Valuation

The 2025 property tax bill for 2778 E Fairfield St was $3,188.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Ontario City
Secondary School District	Chaffey Joint Union High School District (09 - 12)
Elementary School District	Mountain View Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$302,035 (+2%) Land $86,685 Building $215,350
2025	$3,188.00	$296,112 Land $84,985 Building $211,127
2023	$3,023.00 (+1.21%)	$284,613 Land $81,685 Building $202,928
2022	$2,987.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2778 E Fairfield St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2778 E Fairfield St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONTARIO MUNICIPAL UTILITIES COMPANY serves 185,010 people · EPA ID CA3610034
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 434 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Ultimate Internet Access, Verizon.

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