Douglas County property record for 2778 Clapham Ln, Minden, NV 89423
| Property Type | Single Family Home |
|---|---|
| Details | 2,616 sqft · built 1976 |
| Lot Size | 2.06 acres (89,734 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $330,000 (Jul 2014) |
| Tax Bill | $2,664 (2026) |
| Deeds & Mortgages | Jul 2022 Line of Credit Jun 2021 Mortgage + 3 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 1420-33-501-013 |
| Primary APN | 1420-33-501-013 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,616 sqft Living Area |
| Gross Area | 3,246 sqft |
| 1st Floor Area | 2,616 sqft |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Lot Area | 89,734 sqft (2.06 acres) |
| Garage Type | Attached |
| Garage Area | 630 sqft |
| Parking Spaces | 2 Parking Spaces |
| Sewer | Septic |
|---|---|
| Water Source | Well |
| Old Parcel Number | 000021100110 |
|---|---|
| Street Address | 2778 CLAPHAM LN |
| City | MINDEN |
| State | NV |
| Zip | 89423-9235 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT B |
| Legal Range | 20E |
| Legal Township | 14N |
| Legal Section | 33 |
| Legal Subdivision | PHILIP V CARTER & AGNETE S CAR |
| Legal Block | 1 |
| Legal Lot Number | B |
| Jurisdiction | DOUGLAS NV |
| Township / Civil Division | GARDNERVILLE-MINDEN |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 2200 |
Source: Douglas County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2778 CLAPHAM LN, MINDEN, NV 89423-9235 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Jul 7, 2022 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Jun 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Apr 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Jan 4, 2017 | Deed of Trust, Mortgage · Conventional Mortgage US BK |
| Dec 28, 2016 | Deed of Trust, Mortgage · Line of Credit US BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 31, 2014 · Amount on Record |
| Deed Sale | Jul 31, 2014 · Amount on Record |
| Deed Document Number | 2014847207 |
| Deed Book / Page | 714 / 7056 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOUGLAS NV |
| Property Address | 2778 CLAPHAM LN, MINDEN, NV 89423-9235 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2022 |
| Title Company | RADIAN SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|---|
| Address | 2778 CLAPHAM LN, MINDEN, NV 89423-9235 |
| Document Number | 0000087083 |
|---|---|
| Date | Jul 7, 2022 |
| Instrument | 2022-987083 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 10, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOUGLAS NV |
| Property Address | 2778 CLAPHAM LN, MINDEN, NV 89423-9235 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2021 |
| Title Company | STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000069676 |
|---|---|
| Date | Jun 25, 2021 |
| Instrument | 2021-969676 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOUGLAS NV |
| Property Address | 2778 CLAPHAM LN, MINDEN, NV 89423-9235 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2021 |
| Title Company | STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000066594 |
|---|---|
| Date | Apr 30, 2021 |
| Instrument | 2021-966594 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOUGLAS NV |
| Property Address | 2778 CLAPHAM LN, MINDEN, NV 89423-9235 |
| Document Number | 0000893135 |
| Instrument Date | Jan 4, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2017 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 2778 CLAPHAM LN MINDEN NV 894239235, MINDEN, NV 89423-9235 |
| Document Number | 0000893135 |
|---|---|
| Date | Jan 10, 2017 |
| Instrument | 893135 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 9, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOUGLAS NV |
| Property Address | 2778 CLAPHAM LN, MINDEN, NV 89423-9235 |
| Document Number | 0000893136 |
| Instrument Date | Dec 28, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 2778 CLAPHAM LN MINDEN NV 894239235, MINDEN, NV 89423-9235 |
| Document Number | 0000893136 |
|---|---|
| Date | Jan 10, 2017 |
| Instrument | 893136 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | FARGO, ND 58103 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 9, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Douglas County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Nevada |
| County | Douglas County |
| Unified School District | Douglas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,664.00 (+3.18%) | $119,807 (+3.79%) Land $75,250 Building $44,557 | |
| 2025 | $2,582.00 (+6.26%) Additional exemption filed | $115,434 (+4.32%) Land $68,250 Building $47,184 | $329,811 (+4.32%) Land $195,000 Building $134,811 |
| 2023 | $2,430.00 Additional exemption filed | $110,650 Land $63,000 Building $47,650 | $316,143 (+13.66%) Land $180,000 Building $136,143 |
| 2021 | $278,143 Land $150,000 Building $128,143 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 27 (2014–2015) |
| Claims Outside the SFHA | 24 of 27 |
| Most Recent Claim | Jul 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 40% of Nevada |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DOUGLAS COUNTY CARSON VALLEY SYSTEM serves 6,488 people · EPA ID NV0002216 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2026 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| DTS Fiber Fiber | 10,000 / 10,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Tristate Wi-Fi by Wi-Fiber Fixed Wireless | 499 / 285 |
| Verizon Fixed Wireless | 300 / 20 |
| Hot Spot Broadband Fixed Wireless | 100 / 50 |
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