Union County and Union Township property record for 2778 Audrey Ter, Union, NJ 07083
| Property Type | Single Family Home |
|---|---|
| Details | 2,032 sqft · built 1962 |
| Lot Size | 0.135 acres (5,898 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $14,227 (2025) |
| Deeds & Mortgages | Apr 2024 Mortgage Apr 2020 Loan Modification + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 19-04601-0000-00001 |
| Primary APN | 19-04601-0000-00001 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,032 sqft Living Area |
| 1st Floor Area | 2,032 sqft |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Cape Cod |
| Construction Type | Frame |
| Lot Area | 5,898 sqft (0.135 acres) |
| Lot Dimensions | 100 ft deep x 59 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 2778 AUDREY TER |
|---|---|
| City | UNION |
| State | NJ |
| Zip | 07083-4137 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | EMERSON PARK SEC 03 |
| Legal Block | 4601 |
| Legal Lot Number | 1 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | UNION |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 32901 |
2778 Audrey Ter is owned and occupied by two individuals who acquired it in March 2000.
Source: Union County and Union Township records, as of July 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2778 AUDREY TER, UNION, NJ 07083-4137 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 26, 2024 | Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC |
| Apr 27, 2020 | Loan Modification, Mortgage · Conventional Mortgage MANUFACTURERS & TRADERS TR |
| Aug 29, 2017 | Deed of Trust, Mortgage · Conventional Mortgage MANUFACTURERS & TRADERS TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Mar 28, 2000 |
| Transfer Doc | 0000078925 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 2778 AUDREY TER, UNION, NJ 07083-4137 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2024 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|---|
| Address | 2778 AUDREY TER, UNION, NJ 07083-4137 |
| Document Number | 0154872961 |
|---|---|
| Date | Apr 26, 2024 |
| Book Page | 15487/2961 |
| Instrument | 64217 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2054 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 2778 AUDREY TER, UNION, NJ 07083-4137 |
| Document Number | 0146912781 |
| Instrument Date | Apr 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 23, 2020 |
| Title Company | TITLE365 - OMAHA |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 2778 AUDREY TER UNION NJ 070834137, UNION, NJ 07083-4137 |
| Document Number | 0146912781 |
|---|---|
| Date | May 8, 2020 |
| Book Page | 014691/002781 |
| Instrument | 691162 |
| Name | MANUFACTURERS & TRADERS TR |
|---|---|
| Address | BUFFALO, NY 14203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 2778 AUDREY TER, UNION, NJ 07083-4137 |
| Document Number | 0143350490 |
| Instrument Date | Aug 29, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 23, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 2778 AUDREY TER UNION NJ 070834137, UNION, NJ 07083-4137 |
| Document Number | 0143350490 |
|---|---|
| Date | Sep 20, 2017 |
| Book Page | 014335/000490 |
| Instrument | 646509 |
| Name | MANUFACTURERS & TRADERS TR |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 2778 Audrey Ter was $14,227 with a veteran's exemption, up 6.3% from the year before.
Source: Union County and Union Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| County Subdivision | Union Township |
| Unified School District | Union Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $61,000 (-) Land $20,700 Building $40,300 | $61,000 (-) Land $20,700 Building $40,300 | |
| 2025 | $14,227.00 (+6.3%) Veteran's exemption | $61,000 Land $20,700 Building $40,300 | $61,000 Land $20,700 Building $40,300 |
| 2024 | $13,384.00 | ||
| 2023 | $61,000 Land $20,700 Building $40,300 | $61,000 Land $20,700 Building $40,300 | |
| 2022 | $12,508.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2778 Audrey Ter in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 18 policies |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 17 (1989–2021) |
| Claims Outside the SFHA | 1 of 17 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2778 Audrey Ter has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 607 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures