2777 Ready Section Rd, Toney, AL 35773 Property Records

Madison County property record for 2777 Ready Section Rd, Toney, AL 35773

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 2,228 sqft · built 1999
Lot Size	2.88 acres (125,453 sqft)
Owner	2 Individual Names on File
Last Sale	$395,000 (Oct 2020)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-05-22-0-000-064.000`

Property Details

APN / Parcel Number

Primary APN	`05-05-22-0-000-064.000`
Alternative APNs	`061999` `558333`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,228 sqft Living Area
1st Floor Area	2,228 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Construction Type	Mixed
Foundation Type	Retaining Wall
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	125,453 sqft (2.88 acres)
Garage Area	1,064 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	558333
Street Address	2777 READY SECTION RD
City	TONEY
State	AL
Zip	35773-7130
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9 RIVERCHASE S/D PB 9 PG 83
Legal Range	02W
Legal Township	01S
Legal Section	22
Legal Subdivision	RIVERCHASE S/D
Legal Lot Number	9
Jurisdiction	MADISON AL
Township / Civil Division	MADISON CROSSROADS
Census Block Group	2
Census Block	2008
Census Tract	10405

Owner

2777 Ready Section Rd is owned and occupied by two individuals who bought it in October 2020.

Source: Madison County records, as of July 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2777 READY SECTION RD, TONEY, AL 35773-7130
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2020 · Amount on File
Deed Sale	Oct 15, 2020 · Amount on File
Prior Sale	May 7, 2010 · Amount on File
Deed Document Number	202082203
Prior Transfer Date	Dec 21, 2007
Prior Transfer Doc	0000901110
Record Updated	Oct 29, 2026

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MADISON AL
Recording Date	Oct 15, 2020
Property Address	2777 READY SECTION RD, TONEY, AL 35773-7130
Document Number	0000082203
Instrument Date	Oct 13, 2020
Instrument	82203
Transaction Type	Transfer
Record Updated	Nov 5, 2020
Title Company	PINNACLE TITLE SERVICES LLC, PINNACLE TITLE SVCS LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$395.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2777 READY SECTION RD TONEY AL 357737130, TONEY, AL 35773-7130

Mortgage

Document Number	82204
Date	Oct 15, 2020
Instrument	82204

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 14, 2050

Tax Assessment & Valuation

Source: Madison County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption	$47,760 Land $5,180 Building $42,580	$477,400 Land $51,800 Building $425,600
2023	Homeowner's exemption	$45,880 Land $5,180 Building $40,700	$458,700 Land $51,800 Building $406,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2777 Ready Section Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2777 Ready Section Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MADISON COUNTY WATER DEPARTMENT serves 119,100 people · EPA ID AL0000888
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
West Kentucky Rural Telephone Cooperative Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20