2777 NE Red Oak Dr, Bend, OR 97701 Property Records

Deschutes County property record for 2777 NE Red Oak Dr, Bend, OR 97701

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,340 sqft · built 1999
Lot Size	0.169 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$542,000 (Sep 2020)
Tax Bill	$6,574 (2025)
Deeds & Mortgages	Mar 2024 Second Mortgage May 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`171226 CB 03800`

Property Details

APN / Parcel Number

Primary APN	`171226 CB 03800`
Alternative APNs	`R1001171226CB03800` `199151`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,340 sqft Living Area
1st Floor Area	1,712 sqft
2nd Floor Area	1,628 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Architectural Style	Split Level
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.169 acres)
Garage Type	Mixed
Garage Area	648 sqft
Deck Area	248 sqft

Utilities, Heating & Cooling

Heating System	Gas

Location & Zoning

Account Number	199151
Old Parcel Number	R1001171226CB03800
Street Address	2777 NE RED OAK DR
City	BEND
State	OR
Zip	97701-8348
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:7 SUBD:VILLAGE AT OAKTREE PHASE II SEC/TWN/RNG/MER:SEC 26 TWN 17 RNG 12 MAP REF:171226-CB
Legal Range	12E
Legal Township	17S
Legal Section	26
Legal Quarter	SW
Quarter-Quarter Section	NW
Legal Subdivision	VILLAGE AT OAKTREE PHASE II
Legal Lot Number	7
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	1
Census Block	1021
Census Tract	1701

Owner

Source: Deschutes County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2777 NE RED OAK DR, BEND, OR 97701-8348
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
May 17, 2022	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Jun 8, 2017	Deed of Trust, Mortgage · Line of Credit US BANK NA
Sep 10, 2020	Warranty Deed, Transfer · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 10, 2020 · Amount on Record
Deed Sale	Sep 10, 2020 · Amount on Record
Prior Sale	Apr 24, 2013 · Amount on Record
Deed Document Number	0202046532
Deed Book / Page	2020 / 46532
Record Updated	Jun 8, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	2777 NE RED OAK DR, BEND, OR 97701-8348
Transaction Type	Mortgage
Record Updated	Mar 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2777 NE RED OAK DR, BEND, OR 97701-8348

Mortgage

Document Number	0000005173
Date	Mar 4, 2024
Instrument	2024-05173

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	235 Months
Due	Oct 1, 2043

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	2777 NE RED OAK DR, BEND, OR 97701-8348
Transaction Type	Mortgage
Record Updated	May 25, 2022
Title Company	DESCHUTES COUNTY TITLE COMPANY, DESCHUTES COUNTY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2777 NE RED OAK DR, BEND, OR 97701-8348

Mortgage

Document Number	0000020113
Date	May 17, 2022
Instrument	2022-20113

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Jun 1, 2027
Change Frequency	Monthly
Min Rate At Change	2%
Max Rate At Change	4.87%
Index	5-Year CMT
Margin	2
Max Rate	7.87%

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	2777 NE RED OAK DR, BEND, OR 97701-8348
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021895
Date	Jun 8, 2017
Instrument	2017-21895

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	May 16, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Sep 10, 2020
Property Address	2777 NE RED OAK DR, BEND, OR 97701-8348
Document Number	0000046532
Map Reference	CAB E PG 311
Instrument Date	Sep 10, 2020
Instrument	2020-46532
Transaction Type	Transfer
Record Updated	Nov 12, 2021
Title Company	DESCHUTES COUNTY TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2777 NE RED OAK DR, BEND, OR 97701-8348

Mortgage

Document Number	0000046533
Date	Sep 10, 2020
Instrument	2020-46533

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,574.00 (+3.94%)	$389,130 (+3%)	$787,150 (-3.69%) Land $219,500 Building $567,650
2024	$6,325.00 (+7.88%)	$377,800 (+3%)	$817,330 (-6.43%) Land $219,500 Building $597,830
2023	$5,863.00	$366,800	$873,520 Land $214,500 Building $659,020

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.5% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BEND serves 77,704 people · EPA ID OR4100100
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 555 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon, Webformix.

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