San Joaquin County property record for 2777 Lockborne Ct, Lathrop, CA 95330
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,900 sqft · built 2021 |
| Lot Size | 0.09 acres (3,920 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $551,000 (Jun 2021) |
| Tax Bill | $12,270 (2026) |
| Deeds & Mortgages | Dec 2022 Line of Credit Mar 2022 Mortgage + 1 more |
| Flood Zone | Zone X (reduced by levee) |
| APN | 210-510-640-000 |
| Primary APN | 210-510-640-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,900 sqft Living Area |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Construction Type | Wood |
| Lot Area | 3,920 sqft (0.09 acres) |
| Garage Area | 432 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2777 LOCKBORNE CT |
|---|---|
| City | LATHROP |
| State | CA |
| Zip | 95330-7108 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 20 RIVER ISLANDS STG 2A VILLAGE Y 3998 |
| Legal Subdivision | RIVER ISLANDS STAGE 2A VL |
| Legal Block | 1 |
| Legal Lot Number | 20 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | TRACY |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 5214 |
Source: San Joaquin County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2777 LOCKBORNE CT, LATHROP, CA 95330-7108 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 8, 2022 | Deed of Trust, Mortgage · Line of Credit PATELCO CU |
| Mar 8, 2022 | Deed of Trust, Mortgage · VA Mortgage AFFINITY MORTGAGE LLC |
| Jun 4, 2021 | Grant Deed, Transfer · VA Mortgage AFFINITY MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 4, 2021 · Amount on Record |
| Deed Sale | Jun 4, 2021 · Amount on Record |
| Deed Document Number | 202196487 |
| Prior Transfer Date | Dec 23, 2019 |
| Prior Transfer Doc | 0000156243 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 2777 LOCKBORNE CT, LATHROP, CA 95330-7108 |
| Transaction Type | Mortgage |
| Record Updated | Dec 20, 2022 |
| Title Company | ATLAS TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 2777 LOCKBORNE CT, LATHROP, CA 95330-7108 |
| Document Number | 0000138372 |
|---|---|
| Date | Dec 8, 2022 |
| Instrument | 2022-138372 |
| Name | PATELCO CU |
|---|---|
| Type | Credit Union |
| Address | DUBLIN, CA 94568 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 302 Months |
| Due | Jan 31, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 8.5% |
| Change Frequency | Monthly |
| Min Rate At Change | 3% |
| Max Rate At Change | 17% |
| Index | Other |
| Max Rate | 17% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 2777 LOCKBORNE CT, LATHROP, CA 95330-7108 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2022 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Name | Verified Name |
|---|---|
| Address | 2777 LOCKBORNE CT, LATHROP, CA 95330-7108 |
| Document Number | 0000030720 |
|---|---|
| Date | Mar 8, 2022 |
| Instrument | 2022-030720 |
| Name | AFFINITY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | LENEXA, KS 66215 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Jun 4, 2021 |
| Property Address | 2777 LOCKBORNE CT, LATHROP, CA 95330-7108 |
| Document Number | 0000096487 |
| Map Reference | MB 43 PG 138 |
| Instrument Date | Jun 1, 2021 |
| Instrument | 2021-096487 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2023 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2777 LOCKBORNE COURT, LATHROP, CA 95330-7108 |
| Document Number | 0000096488 |
|---|---|
| Date | Jun 4, 2021 |
| Instrument | 2021-096488 |
| Name | AFFINITY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Lathrop City |
| Unified School District | Banta Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $12,270.00 (+20.04%) | ||
| 2025 | $10,222.00 (-10.6%) Homeowner's exemption Veteran's exemption | $596,197 (+4.04%) Land $178,600 Building $417,597 | |
| 2023 | $11,434.00 (+2.04%) Homeowner's exemption | $573,048 Land $171,666 Building $401,382 | $670,230 |
| 2022 | $11,205.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 107 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 107 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 70% of the US · above 44% of California |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LATHROP serves 38,596 people · EPA ID CA3910015 |
|---|---|
| Water Source | Purchased surface water from SOUTH SAN JOAQUIN IRRIGATION DISTRICT |
| Last State Inspection | Dec 2024 |
| Also Mapped Here | SAN JOAQUIN COUNTY-MOKELUMNE ACRES |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 2,000 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Matrix Broadband Fixed Wireless | 200 / 40 |
| Ayera Technologies Fixed Wireless | 120 / 40 |
| Cal.net Fixed Wireless | 100 / 20 |
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