27768 Oakachoy Loop, Daphne, AL 36526 Property Records

Baldwin County property record for 27768 Oakachoy Loop, Daphne, AL 36526 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,480 sqft · built 2009
Lot Size	0.455 acres (19,810 sqft)
Owner	Individual Name on File
Last Sale	$328,800 (Dec 2015)
Tax Bill	$2,020 (2025)
Deeds & Mortgages	Mar 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`43-02-10-0-000-007.244`

Property Details

APN / Parcel Number

Primary APN	`43-02-10-0-000-007.244`
Alternative APNs	`271831` `330008`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,480 sqft Heated Area
1st Floor Area	2,480 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	19,810 sqft (0.455 acres)
Lot Dimensions	140 ft deep x 141 ft wide

Exterior Amenities

Pool Area	512 sqft
Porch	Porch
Porch Area	2,412 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	330008
Street Address	27768 OAKACHOY LOOP
City	DAPHNE
State	AL
Zip	36526-6341
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	141.2' X 140.3' IRR LOT 16 SEHOY SUB PHASE FIVE SLIDE 2219-C IN THE CITY OF DAPHNE SEC 10-T5S-R2E (WD-SURVIVORSHIP)
Legal Subdivision	SEHOY SUB PHASE FIVE
Legal Phase	5
Legal Lot Number	16
Jurisdiction	BALDWIN AL
Township / Civil Division	DAPHNE
Census Block Group	2
Census Block	2001
Census Tract	10710

Owner

Source: Baldwin County records · APN 43-02-10-0-000-007.244

Assessment roll updated April 16, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	27768 OAKACHOY LOOP, DAPHNE, AL 36526-6341
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 23, 2015 · Amount on Record
Deed Sale	Dec 23, 2015 · Amount on Record
Prior Sale	Jun 12, 2015 · Amount on Record
Deed Document Number	20151548682
Prior Transfer Date	Jan 09, 2015
Prior Transfer Doc	0001494891
Record Updated	Jun 08, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	27768 OAKACHOY LOOP, DAPHNE, AL 36526-6341
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001896308
Date	Mar 08, 2021
Instrument	1896308

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 09, 2051

Tax Assessment & Valuation

Source: Baldwin County records · Assessment roll updated April 16, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Municipality	Daphne City
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,020.00 (-0.54%)	$51,640 (+14.4%) Land $7,280 Building $44,360	$516,300 (+14.4%) Land $72,800 Building $443,500
2023	$2,031.00 (+24.75%) Homeowner's exemption	$45,140 (+15.98%)	$451,300 (+15.99%) Land $60,000 Building $391,300
2022	$1,628.00 (+8.1%) Homeowner's exemption	$38,920	$389,100 Land $50,900 Building $338,200
2021	$1,506.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Baldwin County (01003C), updated September 27, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 010030107102, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 38 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	38 in force

Wildfire

Wildfire Risk	Moderate above 58% of the US · above 73% of Alabama
Wildfire Likelihood	About 1 in 602 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 247 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Mediacom Communications	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Mediacom Communications, Telapex. Availability varies by address; speeds are provider-advertised maximums, not measured.