277647 E 1740 Rd, Duncan, OK 73533 Property Records

Stephens County property record for 277647 E 1740 Rd, Duncan, OK 73533

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,944 sqft · built 2005
Lot Size	4 acres (174,240 sqft)
Owner	Individual Name on File
Last Sale	$218,000 (Aug 2007)
Tax Bill	$2,242 (2025)
Deeds & Mortgages	Sep 2009 Mortgage Jul 2009 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0000-09-01S-08W-1-004-00`

Property Details

APN / Parcel Number

Primary APN	`0000-09-01S-08W-1-004-00`
Alternative APN	`4577`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,944 sqft Living Area
Storm Shelter	Storm Shelter
Storm Shutters	Storm Shutters

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	174,240 sqft (4 acres)
Garage Area	1,064 sqft

Exterior Amenities

Porch	Slab
Porch Area	160 sqft
Shed	1 Shed
Shed Area	560 sqft
Storage Building	600 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	4577
Street Address	277647 E 1740 RD
City	DUNCAN
State	OK
Zip	73533-2384
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	9-1S-8W TR BEG 740.28S895338E NW/C NE S895338E386.69 S134848W561.02 N895338W252.54 N000120W545.02 TO POB (LESLEE MARIE LUCAS)
Legal Range	08W
Legal Township	01S
Legal Section	09
Legal Subdivision	T1S-R8W
Legal Block	1S
Legal Lot Number	8W
Jurisdiction	STEPHENS OK
Township / Civil Division	DUNCAN
Census Block Group	2
Census Block	2050
Census Tract	800

Owner

Source: Stephens County assessment roll, as of March 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	821 W MAIN ST, DUNCAN, OK 73533-4615
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2009	Deed of Trust, Mortgage · FHA Mortgage BANK OF AMERICA NA
Jul 23, 2009	Deed of Trust, Mortgage ARVEST BANK
Feb 17, 2017	Deed of Trust, Mortgage · SBA Mortgage LIVE OAK BANKING COMPANY
Aug 16, 2007	Warranty Deed, Transfer · Conventional Mortgage ARVEST MORTGAGE CO

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 16, 2007 · Amount on Record
Deed Sale	Aug 16, 2007 · Amount on Record
Deed Document Number	200777-1524
Deed Book / Page	3507 / 178
Record Updated	Jun 8, 2026

September 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS OK
Property Address	277647 E 1740 RD, DUNCAN, OK 73533-2384
Transaction Type	Mortgage
Record Updated	Mar 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003919/264
Date	Sep 23, 2009
Book Page	3919/264
Instrument	80-2393

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2024

July 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS OK
Property Address	277647 E 1740 RD, DUNCAN, OK 73533-2384
Transaction Type	Mortgage
Record Updated	Mar 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003896/185
Date	Jul 23, 2009
Book Page	3896/185
Instrument	80-0548

Lender

Name	ARVEST BANK
Type	Bank
Address	DUNCAN, OK 73534

Agreement

Amount	Amount Recorded

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS OK
Property Address	277647 E 1740 RD, DUNCAN, OK 73533-2384
Transaction Type	Mortgage
Record Updated	Mar 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005257/036
Date	Feb 17, 2017
Book Page	5257/036
Instrument	2017-951764

Lender

Name	LIVE OAK BANKING COMPANY
Type	Bank
Address	WILMINGTON, NC 28403

Agreement

Type	SBA Mortgage
Amount	Amount Recorded

August 2007: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS OK
Recording Date	Aug 16, 2007
Property Address	277647 E 1740 RD, DUNCAN, OK 73533-2384
Document Number	003507/178
Book / Page	3507 / 178
Instrument Date	Aug 16, 2007
Instrument	77-1524
Transaction Type	Transfer
Record Updated	Mar 23, 2026
Title Company	STEWART ABSTRACT AND TITLE, STEWART ABSTRACT & TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$327.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0000771525
Date	Aug 16, 2007
Instrument	77-1525

Lender

Name	ARVEST MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2037

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of March 23, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Stephens County
Unified School District	Empire Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,242.00 (+5.21%) Homeowner's exemption	$25,554 (+9.27%) Land $1,461 Building $24,093	$245,129 (+15.3%) Land $13,286 Building $231,843
2023	$2,131.00 Homeowner's exemption	$23,386 Land $1,461 Building $21,925	$212,606 Land $13,286 Building $199,320

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 80% of the US · above 57% of Oklahoma
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON CO CONS RWD #1 serves 8,398 people · EPA ID OK3003401
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023 Gross alpha radiation resolved · Oct 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	26 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AMG Technology Investment Group Fixed Wireless	500 / 100
360 Communications, Inc. (OK, AR & TX) Fixed Wireless	400 / 50
JAB Wireless Fixed Wireless	25 / 5

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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