2776 W Lydius St, Schenectady, NY 12306 Property Records

Albany County and Guilderland Town property record for 2776 W Lydius St, Schenectady, NY 12306

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,466 sqft · built 2014
Lot Size	1.4 acres (60,984 sqft)
Owner	2 Individual Names on Record
Last Sale	$401,000 (Jan 2015)
Tax Bill	$11,806 (2026)
Deeds & Mortgages	Jan 2021 Line of Credit Dec 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`013089 14.00-3-34.4`

Property Details

APN / Parcel Number

Primary APN	`013089 14.00-3-34.4`
Alternative APNs	`308901400000030340040000` `01400000030340040000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,466 sqft Living Area
1st Floor Area	1,378 sqft
2nd Floor Area	1,088 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	60,984 sqft (1.4 acres)
Garage Type	Attached
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	388 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01400000030340040000
Street Address	2776 W LYDIUS ST
City	SCHENECTADY
State	NY
Zip	12306-7005
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	LANDS OF SELLIE LOT 4 2762 LYDIUS ST
Legal Subdivision	THE LANDS OF EUGENE
Legal Block	3
Legal Lot Number	34.004
Jurisdiction	ALBANY NY
Township / Civil Division	GUILDERLAND
Census Block Group	3
Census Block	3005
Census Tract	14606

Owner

Source: Albany County and Guilderland Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2776 W LYDIUS ST, SCHENECTADY, NY 12306-7005
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2021	Deed of Trust, Mortgage · Line of Credit TRUSTCO BANK
Dec 7, 2020	Loan Modification, Mortgage · Conventional Mortgage TRUSTCO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 9, 2015 · Amount on Record
Deed Sale	Jan 9, 2015 · Amount on Record
Prior Sale	Dec 15, 2014 · Amount on Record
Deed Document Number	201511760141
Deed Book / Page	3123 / 1012
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	2776 W LYDIUS ST, SCHENECTADY, NY 12306-7005
Transaction Type	Mortgage
Record Updated	Jul 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001513
Date	Jan 21, 2021
Instrument	R2021-01513

Lender

Name	TRUSTCO BANK
Type	Bank
Address	SCHENECTADY, NY 12302

Agreement

Type	Line of Credit
Amount	Amount Recorded

December 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ALBANY NY
Property Address	2776 W LYDIUS ST, SCHENECTADY, NY 12306-7005
Document Number	0000001514
Instrument Date	Dec 7, 2020
Transaction Type	Mortgage
Record Updated	Feb 17, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2776 W LYDIUS ST SCHENECTADY NY 123067005, SCHENECTADY, NY 12306-7005

Mortgage

Document Number	0000001514
Date	Jan 21, 2021
Instrument	1514

Lender

Name	TRUSTCO BK
Type	Bank
Address	GLENVILLE, NY 12302

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Albany County and Guilderland Town assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Guilderland Town
Unified School District	Guilderland Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,806.00 (+10.32%) Homeowner's exemption Senior Citizen's exemption
2025	$10,702.00 (+6.53%) Homeowner's exemption Senior Citizen's exemption	$417,000 (-) Land $83,000 Building $334,000	$556,000 (+13.33%) Land $110,667 Building $445,333
2023		$417,000 (-) Land $83,000 Building $334,000	$490,588 (+7.06%) Land $97,647 Building $392,941
2022		$417,000 Land $83,000 Building $334,000	$458,242 Land $91,209 Building $367,033
2021	$10,046.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fiber	980 / 880

Cell Coverage

5G and 4G LTE (outdoors only)

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