2776 Smith Grady Rd, Deep Run, NC 28525 Property Records

Lenoir County property record for 2776 Smith Grady Rd, Deep Run, NC 28525 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,059 sqft · built 1950
Lot Size1.18 acres (51,401 sqft)
OwnerIndividual Name on File
Last Sale$40,000 (Feb 2006)
Tax Bill$1,277 (2025)
Deeds & MortgagesAug 2026 Line of Credit
May 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN358100765032

Property Details

APN / Parcel Number

Primary APN358100765032
Alternative APN
  • 23041

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area2,059 sqft Finished Area

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1987
Exterior MaterialAluminum/Vinyl
Roof MaterialComposition Shingle
Lot Area51,401 sqft (1.18 acres)
Lot Dimensions154 ft deep x 327 ft wide
Garage TypeDetached

Exterior Amenities

PorchSlab
Porch Area102 sqft
Deck Area460 sqft
Patio Area460 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Street Address2776 SMITH GRADY RD
CityDEEP RUN
StateNC
Zip28525-9725
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSR 1152 LOT 3 2776 SMITH GRADY RD
Legal SubdivisionROY C HILL ESTATES
Legal Lot Number3
JurisdictionLENOIR NC
Township / Civil DivisionTRENT
Census Block Group1
Census Block1007
Census Tract11202

Owner

Source: Lenoir County records · APN 358100765032

Assessment roll updated October 13, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2776 SMITH GRADY RD, DEEP RUN, NC 28525-9725
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 06, 2026Deed of Trust, Mortgage · Line of Credit
TRUST BANK
May 05, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 13, 2006 · Amount on Record
Deed SaleFeb 13, 2006 · Amount on Record
Deed Document Number20061457_00574
Deed Book / Page1457 / 574
Last Transfer DateJun 20, 2014
Transfer Doc0017370600
Record UpdatedSep 20, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLENOIR NC
Recording DateAug 06, 2026
Property Address2776 SMITH GRADY RD, DEEP RUN, NC 28525-9725
Document Number2099000126
Book / Page2099 / 126
Instrument DateJul 17, 2026
Transaction TypeMortgage
Record UpdatedAug 17, 2026
Title CompanyDATA SEARCH INC, DATA SEARCH

Transferred To (Grantee/Buyer)

NameVerified Name
Address2776 SMITH GRADY RD, DEEP RUN, NC 28525-9725

Mortgage

Document Number2099000126,
DateAug 06, 2026
Book Page2099/126
Lender
NameTRUST BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate6.47%
Max Rate-1%

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLENOIR NC
Property Address2776 SMITH GRADY RD, DEEP RUN, NC 28525-9725
Transaction TypeMortgage
Record UpdatedMay 26, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0019150861
DateMay 05, 2021
Book Page1915/861
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term301 Months
DueJun 01, 2046

Tax Assessment & Valuation

Source: Lenoir County records · Assessment roll updated October 13, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyLenoir County
Unified School DistrictLenoir County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,277.00 (+4.76%)$162,625 (+30.33%) Land $27,628 Building $134,997$162,625 (+30.33%) Land $27,628 Building $134,997
2023$1,219.00$124,777 Land $15,720 Building $109,057$124,777 Land $15,720 Building $109,057

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lenoir County (37107C), updated June 18, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371070112021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 1 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force
1 of 1 on primary residences

Wildfire

Wildfire RiskLow
above 20% of the US · above 24% of North Carolina
Wildfire LikelihoodAbout 1 in 5,882 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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