2776 Mason Rd, Rail Road Flat, CA 95248 Property Records

Calaveras County property record for 2776 Mason Rd, Rail Road Flat, CA 95248

Property Summary

Property Type	Ranch
Details	2 bd · 1.5 ba · built 2018
Lot Size	14.7 acres (642,074 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,936 (2025)
Deeds & Mortgages	Dec 2019 Sale Jun 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`020-029-148-000`

Property Details

APN / Parcel Number

Primary APN	`020-029-148-000`
Alternative APN	`020-029-148`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Lot Area	642,074 sqft
Garage Area	2,160 sqft

Location & Zoning

Old Parcel Number	020-029-148
Street Address	2776 MASON RD
City	RAIL ROAD FLAT
State	CA
Zip	95248
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Ranch
Local Zoning Code	A1
Legal Description	POR ADJ PCL 2 DEED 2019-015701 IN 12T5R13 SR
Legal Subdivision	TOWNSHIP 5 NORTH
Legal Lot Number	12
Legal Unit	13
Jurisdiction	CALAVERAS CA
Township / Civil Division	ARNOLD-WEST POINT
Census Block Group	4
Census Block	4076
Census Tract	400

Owner

Source: Calaveras County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2776 MASON RD, MOKELUMNE HILL, CA 95245-9571
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2019	Grant Deed, Transfer NOT AVAILABLE
Jun 11, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jan 20, 2004
Transfer Doc	0000002639
Record Updated	Sep 20, 2026

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CALAVERAS CA
Recording Date	Dec 23, 2019
Property Address	2776 MASON RD, RAIL ROAD FLAT, CA 95248
Document Number	0000015701
Instrument Date	Dec 23, 2019
Instrument	15701
Transaction Type	Transfer
Record Updated	Jan 31, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2776 MASON RD MOKELUMNE HILL CA 952459571, MOKELUMNE HILL, CA 95245-9571

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALAVERAS CA
Property Address	2776 MASON RD, RAIL ROAD FLAT, CA 95248
Document Number	0000008197
Instrument Date	Jun 11, 2019
Transaction Type	Mortgage
Record Updated	Aug 7, 2019
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2776 MASON RD MOKELUMNE HILL CA 952459571, MOKELUMNE HILL, CA 95245-9571

Mortgage

Document Number	0000008197
Date	Jul 24, 2019
Instrument	8197

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Calaveras County assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	California
County	Calaveras County
Unified School District	Calaveras Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$245,726 (+2%) Land $25,249 Building $220,477
2025	$2,936.00 (+1.94%)	$240,908 (+4.04%) Land $24,754 Building $216,154
2023	$2,880.00 (+2.6%)	$231,555 Land $23,794 Building $207,761
2022	$2,807.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 98.4% of the US · above 90% of California
Wildfire Likelihood	3% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T Fixed Wireless	25 / 3

Cell Coverage

4G LTE (outdoors only), no 5G reported

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