Jackson County property record for 2776 Kynesville Rd, Cottondale, FL 32431
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,761 sqft · built 1990 |
| Lot Size | 2.33 acres (101,930 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $930 (2025) |
| Deeds & Mortgages | Sep 2020 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-4N-11-0000-0190-0010 |
| Primary APN | 19-4N-11-0000-0190-0010 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,761 sqft Heated Area |
| Gross Area | 1,803 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1990 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 101,930 sqft (2.33 acres) |
| Porch | Open Porch |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 2776 KYNESVILLE RD |
|---|---|
| City | COTTONDALE |
| State | FL |
| Zip | 32431-7516 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OR 217 P 78 BEGIN AT INTERS OF N LINE OF SE1/4 OF SE1/4 AND W BNDY CO GRADED RD, RUN W 788 FT, S 385 FT TO N RTWY HWY 276, N/ |
| Legal Range | 11W |
| Legal Township | 04N |
| Legal Section | 19 |
| Jurisdiction | JACKSON FL |
| Township / Civil Division | COTTONDALE |
| Census Block Group | 3 |
| Census Block | 3073 |
| Census Tract | 210400 |
2776 Kynesville Rd is owned and occupied by two individuals who acquired it in May 1990.
Source: Jackson County records, as of December 22, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2776 KYNESVILLE RD, COTTONDALE, FL 32431-7516 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 23, 1990 |
| Deed Sale | May 23, 1990 |
| Deed Document Number | 0000438522 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON FL |
| Property Address | 2776 KYNESVILLE RD, COTTONDALE, FL 32431-7516 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 2776 KYNESVILLE RD, COTTONDALE, FL 32431-7516 |
| Document Number | 0016660180 |
|---|---|
| Date | Sep 29, 2020 |
| Book Page | 1666/180 |
| Instrument | 202032010108 |
| Name | TYNDALL FCU |
|---|---|
| Type | Credit Union |
| Address | PANAMA CITY, FL 32412 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2035 |
The 2025 property tax bill for 2776 Kynesville Rd was $930 with a homeowner's exemption, up 3.7% from the year before.
Source: Jackson County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Jackson County |
| Unified School District | Jackson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $930.00 (+3.68%) Homeowner's exemption | $110,145 (+2.9%) | $150,876 (-1.29%) Land $14,040 Building $136,836 |
| 2024 | $897.00 (+7.17%) Homeowner's exemption | $107,041 (+3%) | $152,853 (+2.79%) Land $14,040 Building $138,813 |
| 2023 | $837.00 (+11.3%) Homeowner's exemption | $103,923 (+3%) | $148,703 (+21.07%) Land $14,040 Building $134,663 |
| 2022 | $752.00 Homeowner's exemption | $100,896 | $122,823 Land $12,870 Building $109,953 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2776 Kynesville Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2776 Kynesville Rd is moderate, ranking above 50% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · lower than 79% of Florida |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Verizon Fixed Wireless | 25 / 6 |
May also be available: AT&T, T-Mobile.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures