2776 Gingerview Ln, Annapolis, MD 21401 Property Records

Anne Arundel County property record for 2776 Gingerview Ln, Annapolis, MD 21401

Property Summary

Property Type	Townhouse
Details	2.5 ba · 2,488 sqft · built 1987
Lot Size	0.06 acres (2,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$326,000 (Dec 2001)
Tax Bill	$5,535 (2025)
Deeds & Mortgages	Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-655-90048713`

Property Details

APN / Parcel Number

Primary APN	`02-655-90048713`
Alternative APNs	`265590048713` `65590048713`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,488 sqft Living Area
Gross Area	2,752 sqft
1st Floor Area	1,166 sqft
Basement Area	450 sqft
Finished Basement	450 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Townhouse
Exterior Material	Combination
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	2,600 sqft (0.06 acres)
Garage Type	Attached
Garage Area	264 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	148 sqft
Deck Area	112 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	65590048713
Street Address	2776 GINGERVIEW LN
City	ANNAPOLIS
State	MD
Zip	21401-7280
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R2
Legal Description	T H UNIT 2 SC 4 SUMMER PL/E VLG RIVA TRC
Legal Subdivision	SUMMER PL/E VLG RIVA TRC
Legal Block	3
Legal Lot Number	2
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	3
Census Block	3000
Census Tract	702402

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2776 GINGERVIEW LN, ANNAPOLIS, MD 21401-7280
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 13, 2001 · Amount on Record
Deed Sale	Dec 13, 2001 · Amount on Record
Prior Sale	Nov 1, 1995 · Amount on Record
Deed Document Number	20018002
Deed Book / Page	11022 / 510
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	2776 GINGERVIEW LN, ANNAPOLIS, MD 21401-7280
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	NAVY FEDERAL TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2776 GINGERVIEW LN, ANNAPOLIS, MD 21401-7280

Mortgage

Document Number	0351770327
Date	Sep 8, 2020
Book Page	35177/327

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.25%
Type Change Date	Sep 1, 2023
Change Frequency	5 Years
Min Rate At Change	2%
Max Rate At Change	4.25%
Index	5-Year CMT
Margin	2
Max Rate	7.25%

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$526,700 (+12.14%) Land $185,000 Building $341,700	$526,700 (+12.14%) Land $185,000 Building $341,700
2025	$5,535.00 (+13.75%)
2023	$4,866.00 Homeowner's exemption	$469,700 Land $185,000 Building $284,700	$469,700 Land $185,000 Building $284,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROAD CREEK serves 26,033 people · EPA ID MD0020004
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2017–2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20