2776 Flagstone Cir, Naperville, IL 60564 Property Records

DuPage County property record for 2776 Flagstone Cir, Naperville, IL 60564

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,108 sqft · built 1996
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$545,000 (May 2023)
Tax Bill	$10,556 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Apr 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-34-306-003`

Property Details

APN / Parcel Number

Primary APN	`07-34-306-003`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	3,108 sqft Living Area
Gross Area	3,548 sqft
1st Floor Area	1,250 sqft
2nd Floor Area	1,048 sqft
Basement Area	1,250 sqft
Finished Basement	810 sqft
Unfinished Basement	440 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Brick
Construction Type	Brick
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	11.7 ft deep x 6.3 ft wide
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2776 FLAGSTONE CIR
City	NAPERVILLE
State	IL
Zip	60564-9480
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	SUMMERFIELD UNIT 2 ALL
Legal Subdivision	SUMMERFIELD UNIT 2
Legal Lot Number	105
Legal Unit	2
Jurisdiction	DU PAGE IL
Township / Civil Division	NAPERVILLE
Census Block Group	3
Census Block	3009
Census Tract	846524

Owner

2776 Flagstone Cir is owned and occupied by two individuals who bought it in May 2023.

Source: DuPage County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2776 FLAGSTONE CIR, NAPERVILLE, IL 60564-9480
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 16, 2023	Warranty Deed, Transfer · Conventional Mortgage DIGITAL FCU
Apr 14, 2023	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Jul 21, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 16, 2023 · Amount on File
Deed Sale	May 16, 2023 · Amount on File
Prior Sale	Jun 4, 1998 · Amount on File
Deed Document Number	202330105
Prior Transfer Date	Mar 30, 2023
Prior Transfer Doc	0000022300
Record Updated	Sep 20, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	May 16, 2023
Property Address	2776 FLAGSTONE CIR, NAPERVILLE, IL 60564-9480
Document Number	0000030105
Map Reference	DOC R96-011143
Instrument Date	May 4, 2023
Instrument	R2023-030105
Transaction Type	Transfer
Record Updated	Jun 2, 2023
Title Company	CITYWIDE TITLE CORPORATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$545.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2776 FLAGSTONE CIR, NAPERVILLE, IL 60564-9480

Mortgage

Document Number	0000030106
Date	May 16, 2023
Instrument	R2023-030106

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Jun 1, 2028
Change Frequency	6 Months
Min Rate At Change	3.25%
Max Rate At Change	7.25%
Index	Other
Margin	3
Max Rate	10.2%

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DU PAGE IL
Recording Date	Apr 14, 2023
Property Address	2776 FLAGSTONE CIR, NAPERVILLE, IL 60564-9480
Document Number	0000022300
Map Reference	DOC R96-011143
Instrument Date	Mar 30, 2023
Instrument	R2023-022300
Transaction Type	Transfer
Record Updated	May 1, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2776 FLAGSTONE CIR, NAPERVILLE, IL 60564-9480

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DU PAGE IL
Recording Date	Jul 21, 2017
Property Address	2776 FLAGSTONE CIR, NAPERVILLE, IL 60564-9480
Document Number	0000073695
Instrument Date	Jun 26, 2017
Instrument	73695
Transaction Type	Transfer
Record Updated	Aug 9, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2776 FLAGSTONE CIR NAPERVILLE IL 605649480, NAPERVILLE, IL 60564-9480

Tax Assessment & Valuation

The 2025 property tax bill for 2776 Flagstone Cir was $10,556, up 4.1% from the year before.

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Naperville Township
Municipality	Naperville City
Unified School District	Indian Prairie Community Unit School District 204 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,556.00 (+4.05%)	$187,032 (+9.67%) Land $45,672 Building $141,360	$561,096 (+9.67%) Land $137,016 Building $424,080
2024	$10,145.00	$170,541 Land $41,645 Building $128,896	$511,623 Land $124,935 Building $386,688
2022	$9,348.00 Homeowner's exemption	$142,790 Land $34,580 Building $108,210	$428,370 Land $103,740 Building $324,630

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2776 Flagstone Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2776 Flagstone Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPERVILLE serves 156,406 people · EPA ID IL0434670
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Sep 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Astound Broadband.

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