San Bernardino County property record for 2776 Cedar St, San Bernardino, CA 92404
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,451 sqft · built 1953 |
| Lot Size | 0.149 acres (6,480 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $4,778 (2025) |
| Deeds & Mortgages | Feb 2023 Reverse Mortgage Sep 2022 Reverse Mortgage + 1 more |
| Flood Zone | Zone X (reduced by levee) |
| APN | 0150-361-03-0000 |
| Primary APN | 0150-361-03-0000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,451 sqft Living Area |
| 1st Floor Area | 1,451 sqft |
| Family Room | Family Room |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Architectural Style | Conventional |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 6,480 sqft (0.149 acres) |
| Lot Dimensions | 120 ft deep x 54 ft wide |
| Garage Type | Detached |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Patio/Porch |
| Porch Area | 20 sqft |
| Patio Area | 20 sqft |
| Cooling System | Evaporative |
|---|---|
| Heating System | Floor/Wall Furnace |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2776 CEDAR ST |
|---|---|
| City | SAN BERNARDINO |
| State | CA |
| Zip | 92404-4143 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT 3931 LOT 8 |
| Legal Subdivision | TRACT NO. 3931 |
| Legal Tract | 3931 |
| Legal Block | 3 |
| Legal Lot Number | 8 |
| Jurisdiction | SAN BERNARDINO CA |
| Township / Civil Division | SAN BERNARDINO |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 6201 |
Source: San Bernardino County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2776 CEDAR ST, SAN BERNARDINO, CA 92404-4143 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Feb 27, 2023 | Deed of Trust, Mortgage · Reverse Mortgage CHERRY CREEK MORTGAGE CO INC |
| Sep 29, 2022 | Affidavit of Death of Joint Tenant, Transfer · Reverse Mortgage AMERICAN ADVISORS GROUP |
| Jan 21, 2022 | Intrafamily Transfer, Transfer WFG NATIONAL TITLE COMPANY |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jan 4, 2022 |
| Transfer Doc | 0000026056 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 2776 CEDAR ST, SAN BERNARDINO, CA 92404-4143 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2776 CEDAR ST, SAN BERNARDINO, CA 92404-4143 |
| Document Number | 0000045972 |
|---|---|
| Date | Feb 27, 2023 |
| Instrument | 2023-0045972 |
| Name | CHERRY CREEK MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Address | ENGLEWOOD, CO 80111 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.62% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Apr 1, 2023 |
| Change Frequency | Monthly |
| Index | 1-Year T-Bill |
| Max Rate | 11.6% |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Sep 29, 2022 |
| Property Address | 2776 CEDAR ST, SAN BERNARDINO, CA 92404-4143 |
| Document Number | 0000327666 |
| Map Reference | MB 50 PG 72&73 |
| Instrument Date | Sep 23, 2022 |
| Instrument | 2022-0327666 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2022 |
| Title Company | WFG NATIONAL TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2776 CEDAR ST, SAN BERNARDINO, CA 92404-4143 |
| Document Number | 0000327667 |
|---|---|
| Date | Sep 29, 2022 |
| Instrument | 2022-0327667 |
| Name | AMERICAN ADVISORS GROUP |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92612 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.41% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Nov 1, 2022 |
| Change Frequency | Monthly |
| Index | 1-Year CMT |
| Max Rate | 11.4% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Jan 21, 2022 |
| Property Address | 2776 CEDAR ST, SAN BERNARDINO, CA 92404-4143 |
| Document Number | 0000026056 |
| Map Reference | MB 50 PG 72&73 |
| Instrument Date | Jan 4, 2022 |
| Instrument | 2022-0026056 |
| Transaction Type | Transfer |
| Record Updated | Feb 2, 2022 |
| Title Company | WFG NATIONAL TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3776 CEDAR STREET, SAN BERNARDINO, CA 92404 |
Source: San Bernardino County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Bernardino County |
| Municipality | San Bernardino City |
| Unified School District | San Bernardino City Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $384,264 (+2%) Land $113,656 Building $270,608 | |
| 2025 | $4,778.00 (+2.86%) Homeowner's exemption | $376,729 (-6.5%) Land $111,427 Building $265,302 |
| 2023 | $4,645.00 (+157.48%) Homeowner's exemption | $402,900 Land $112,200 Building $290,700 |
| 2022 | $1,804.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAN BERNARDINO CITY serves 214,665 people · EPA ID CA3610039 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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