2776 Bell Acres, Keswick, VA 22947 Property Records

Albemarle County property record for 2776 Bell Acres, Keswick, VA 22947

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,368 sqft · built 1993
Lot Size	2 acres (87,207 sqft)
Owner	Individual Name on Record
Tax Bill	$3,525 (2026)
Deeds & Mortgages	Aug 2025 Line of Credit Apr 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04800-00-00-062E0`

Property Details

APN / Parcel Number

Primary APN	`04800-00-00-062E0`
Alternative APN	`14264`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,368 sqft Finished Area
Flooring	Wood

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	87,207 sqft (2 acres)

Exterior Amenities

Pool Area	800 sqft
Porch	Slab
Porch Area	216 sqft
Deck Area	197 sqft
Patio Area	1,328 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	2776 BELL ACRES
City	KESWICK
State	VA
Zip	22947-1529
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL AREA
Legal Description	ACREAGE X
Jurisdiction	ALBEMARLE VA
Township / Civil Division	RIVANNA
Census Block Group	1
Census Block	1011
Census Tract	10401

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Southwest Mountains Rural Historic District listed 1992 · 958 contributing resources · NRIS 92000054

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Albemarle County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2776 BELL ACRES, KESWICK, VA 22947-1529
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2025	Deed of Trust, Mortgage · Line of Credit DUPONT COMMUNITY CU
Apr 12, 2023	Deed of Trust, Mortgage · Conventional Mortgage BANK OF THE JAMES

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	2776 BELL ACRES, KESWICK, VA 22947-1529
Transaction Type	Mortgage
Record Updated	Sep 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202500008007
Date	Aug 25, 2025
Instrument	202500008007

Lender

Name	DUPONT COMMUNITY CU
Type	Credit Union
Address	WAYNESBORO, VA 22980

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	420 Months
Due	Aug 30, 2060

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	2776 BELL ACRES, KESWICK, VA 22947-1529
Transaction Type	Mortgage
Record Updated	May 8, 2023
Title Company	STATEWIDE TITLE SERVICES/FL LLC, STATEWIDE STLMT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2776 BELL ACRES, KESWICK, VA 22947-1529

Mortgage

Document Number	202300002767
Date	Apr 12, 2023
Instrument	202300002767

Lender

Name	BANK OF THE JAMES
Type	Bank
Address	FOREST, VA 24551

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,525.00 (+15.8%)	$394,300 (+15.8%) Land $93,100 Building $301,200	$394,300 (+15.8%) Land $93,100 Building $301,200
2025	$3,044.00 (+133.44%)	$340,500 (+11.42%) Land $93,100 Building $247,400	$340,500 (+11.42%) Land $93,100 Building $247,400
2023	$1,304.00	$305,600 Land $85,500 Building $220,100	$305,600 Land $85,500 Building $220,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	940 / 940
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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