San Diego County property record for 2775 Secret Lake Ln, Fallbrook, CA 92028
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,201 sqft · built 2017 |
| Lot Size | 1.23 acres (54,014 sqft) |
| Owner | Company Name on Record |
| Last Sale | $99,000 (Dec 2015) |
| Tax Bill | $5,925 (2025) |
| Deeds & Mortgages | Feb 2024 Line of Credit Feb 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 124-430-14-00 |
| Primary APN | 124-430-14-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,201 sqft Living Area |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Lot Area | 54,014 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 2775 SECRET LAKE LN |
|---|---|
| City | FALLBROOK |
| State | CA |
| Zip | 92028-9483 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A70 |
| Legal Description | LOT 14 TR 011920 |
| Legal Subdivision | COUNTY/SAN DIEGO #4221 |
| Legal Tract | 011920 |
| Legal Block | 1 |
| Legal Lot Number | 14 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | FALLBROOK |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 18805 |
Source: San Diego County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 2775 SECRET LAKE LN, FALLBROOK, CA 92028-9483 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Feb 26, 2024 | Deed of Trust, Mortgage · Line of Credit CALIFORNIA COAST CU |
| Feb 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Nov 27, 2017 | Deed of Trust, Mortgage · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Nov 5, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Nov 5, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 23, 2015 · Amount on Record |
| Deed Sale | Dec 23, 2015 · Amount on Record |
| Prior Sale | Oct 23, 2012 · Amount on Record |
| Deed Document Number | 2015654203 |
| Last Transfer Date | Oct 29, 2018 |
| Transfer Doc | 0000461397 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 2775 SECRET LAKE LN, FALLBROOK, CA 92028-9483 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2024 |
| Title Company | STEWART TITLE, STEWART TITLE OF CA INC |
| Name | Verified Name |
|---|---|
| Address | 2775 SECRET LAKE LN, FALLBROOK, CA 92028-9483 |
| Document Number | 0000046737 |
|---|---|
| Date | Feb 26, 2024 |
| Instrument | 2024-0046737 |
| Name | CALIFORNIA COAST CU |
|---|---|
| Type | Credit Union |
| Address | SAN DIEGO, CA 92150 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Mar 28, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 2775 SECRET LAKE LN, FALLBROOK, CA 92028-9483 |
| Transaction Type | Mortgage |
| Record Updated | Feb 24, 2021 |
| Title Company | EQUITY TITLE COMPANY, EQUITY TITLE |
| Name | Verified Name |
|---|---|
| Address | 2775 SECRET LAKE LN, FALLBROOK, CA 92028-9483 |
| Document Number | 0000081511 |
|---|---|
| Date | Feb 2, 2021 |
| Instrument | 2021-0081511 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 2775 SECRET LAKE LN, FALLBROOK, CA 92028-9483 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000548676 |
|---|---|
| Date | Nov 27, 2017 |
| Instrument | 2017-0548676 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Funding / Finance Company |
| Address | ISELIN, NJ 08830 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2047 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Nov 5, 2018 |
| Property Address | 2775 SECRET LAKE LN, FALLBROOK, CA 92028-9483 |
| Document Number | 0000461398 |
| Instrument Date | Oct 29, 2018 |
| Instrument | 461398 |
| Transaction Type | Transfer |
| Record Updated | Nov 12, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 2775 SECRET LAKE LN FALLBROOK CA 920289483, FALLBROOK, CA 92028-9483 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Nov 5, 2018 |
| Property Address | 2775 SECRET LAKE LN, FALLBROOK, CA 92028-9483 |
| Document Number | 0000461397 |
| Instrument Date | Oct 29, 2018 |
| Instrument | 461397 |
| Transaction Type | Transfer |
| Record Updated | Nov 12, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 2775 SECRET LAKE LN FALLBROOK CA 920289483, FALLBROOK, CA 92028-9483 |
Source: San Diego County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Bonsall Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $621,187 (+9.02%) Land $168,816 Building $452,371 | |
| 2025 | $5,925.00 (+4.17%) Homeowner's exemption | $569,792 (+4.04%) Land $165,506 Building $404,286 |
| 2023 | $5,688.00 (+8.45%) Homeowner's exemption | $547,668 Land $159,080 Building $388,588 |
| 2022 | $5,245.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · lower than 62% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAINBOW MUNICIPAL WD serves 23,536 people · EPA ID CA3710016 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2023 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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