2775 Old Waco Rd, Temple, TX 76502 Property Records

Bell County property record for 2775 Old Waco Rd, Temple, TX 76502

Property Summary

Property Type	Misc Structure / Fixture
Details	4 bd · 3 ba · 2,610 sqft · built 1997
Lot Size	4.64 acres (202,510 sqft)
Owner	Individual Name on File
Tax Bill	$13,900 (2023)
Deeds & Mortgages	Nov 2020 Mortgage Oct 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0405275006`

Property Details

APN / Parcel Number

Primary APN	`0405275006`
Alternative APNs	`851364` `32734`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,610 sqft Gross Area
1st Floor Area	1,620 sqft
2nd Floor Area	990 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1997
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	202,510 sqft (4.64 acres)
Garage Type	Mixed
Garage Area	1,350 sqft
Carport	Carport
Carport Area	440 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	550 sqft
Canopy	729 sqft
Storage Building	220 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	851364
Street Address	2775 OLD WACO RD
City	TEMPLE
State	TX
Zip	76502-5605
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Misc Structure / Fixture
Legal Description	OLD WACO ROAD, LOT TRACT PT B, (B, LESS W STRIP), ACRES 4.649 (B, LESS W STRIP)
Legal Subdivision	OLD WACO ROAD
Legal Tract	B
Legal Lot Number	B
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	1
Census Block	1000
Census Tract	20301

Owner

Source: Bell County assessment roll, as of August 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2775 OLD WACO RD, TEMPLE, TX 76502-5605
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Oct 23, 2018	Warranty Deed, Transfer TEXELL CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 23, 2018
Deed Sale	Oct 23, 2018
Prior Sale	Jun 10, 2008
Deed Document Number	2018-00044439
Deed Book / Page	010634 / 000364
Record Updated	Jun 7, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	2775 OLD WACO RD, TEMPLE, TX 76502-5605
Transaction Type	Mortgage
Record Updated	Sep 30, 2021
Title Company	CAPITAL TITLE OF TEXAS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000059749
Date	Nov 2, 2020
Instrument	2020-00059749

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	Oct 23, 2018
Property Address	2775 OLD WACO RD, TEMPLE, TX 76502-5605
Document Number	0000044439
Book / Page	010634 / 000364
Instrument Date	Oct 19, 2018
Instrument	44439
Transaction Type	Transfer
Record Updated	Nov 13, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2775 OLD WACO RD TEMPLE TX 765025605, TEMPLE, TX 76502-5605
Investor	Possibly a Property Investor

Mortgage

Document Number	44440
Date	Oct 23, 2018
Book Page	010634/000368
Instrument	44440

Lender

Name	TEXELL CU
Address	TEMPLE, TX 76501

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 22, 2048

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Belton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$13,900.00 (-1.19%)	$605,540 Land $143,549 Building $461,991	$605,540 Land $143,549 Building $461,991
2022	$14,067.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 50% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Radiate Holdings Cable	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AMG Technology Investment Group.

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