2775 Morningside Ave, River Falls, WI 54022 Property Records

St. Croix County property record for 2775 Morningside Ave, River Falls, WI 54022

Property Summary

Property Type	Single Family Home
Lot Size	0.206 acres (8,973 sqft)
Owner	2 Individual Names on Record
Last Sale	$408,900 (Mar 2022)
Tax Bill	$6,679 (2026)
Deeds & Mortgages	Apr 2022 Mortgage Mar 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`276-1112-41-000`

Property Details

APN / Parcel Number

Primary APN	`276-1112-41-000`
Alternative APN	`32.28.18.1035`

Exterior

Lot Area	8,973 sqft (0.206 acres)

Location & Zoning

Street Address	2775 MORNINGSIDE AVE
City	RIVER FALLS
State	WI
Zip	54022-4277
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 32 T28N R18W PT NW NE BEING HIGHVIEW MEADOWS LOT 41
Legal Range	18W
Legal Township	28N
Legal Section	32
Legal Subdivision	HIGHVIEW MEADOWS
Legal Lot Number	41
Jurisdiction	ST CROIX WI
Township / Civil Division	RIVER FALLS
Census Block Group	1
Census Block	1010
Census Tract	120901

Owner

Source: St. Croix County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2775 MORNINGSIDE AVE, RIVER FALLS, WI 54022-4277
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2022	Deed of Trust, Mortgage · FHA Mortgage CARDINAL FINANCIAL CO
Mar 1, 2022	Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL CO
Feb 1, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 2022 · Amount on Record
Deed Sale	Mar 1, 2022 · Amount on Record
Prior Sale	Dec 8, 2008 · Amount on Record
Deed Document Number	20221149263
Prior Transfer Date	Jan 19, 2021
Prior Transfer Doc	0001122269
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CROIX WI
Property Address	2775 MORNINGSIDE AVE, RIVER FALLS, WI 54022-4277
Transaction Type	Mortgage
Record Updated	May 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001151869
Date	Apr 21, 2022
Instrument	1151869

Lender

Name	CARDINAL FINANCIAL CO
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2052

Interest

Rate Type	Fixed Rate

March 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ST CROIX WI
Recording Date	Mar 1, 2022
Property Address	2775 MORNINGSIDE AVE, RIVER FALLS, WI 54022-4277
Document Number	0001149263
Instrument Date	Jan 25, 2022
Instrument	1149263
Transaction Type	Transfer
Record Updated	Mar 23, 2022
Title Company	KNIGHT BARRY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,226.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	2775 MORNINGSIDE AVE, RIVER FALLS, WI 54022-4277

Mortgage

Document Number	0001149264
Date	Mar 1, 2022
Instrument	1149264

Lender

Name	CARDINAL FINANCIAL CO

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CROIX WI
Recording Date	Feb 1, 2021
Property Address	2775 MORNINGSIDE AVE, RIVER FALLS, WI 54022-4277
Document Number	0001122269
Map Reference	MB4PG1197DOC379226
Instrument Date	Jan 19, 2021
Instrument	1122269
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: St. Croix County assessment roll, as of February 20, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	St. Croix County
Municipality	River Falls City
Unified School District	River Falls School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,679.00
2025	$6,679.00 (+23.14%)	$475,900 (+47.34%) Land $69,100 Building $406,800	$475,900 (+47.34%) Land $69,100 Building $406,800
2023	$5,424.00	$323,000 Land $62,800 Building $260,200	$323,000 Land $62,800 Building $260,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1998–2020)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jun 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIVER FALLS WATERWORKS serves 16,000 people · EPA ID WI6480246
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Swiftcurrent Connect, Verizon.

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