2775 Lowry Rd, Arcanum, OH 45304 Property Records

Miami County property record for 2775 Lowry Rd, Arcanum, OH 45304

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,664 sqft · built 1997
Lot Size	10.5 acres (459,558 sqft)
Owner	2 Individual Names on File
Last Sale	$149,900 (Dec 2011)
Tax Bill	$2,603 (2025)
Deeds & Mortgages	Jun 2021 Line of Credit Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`L32-000510`

Property Details

APN / Parcel Number

Primary APN	`L32-000510`
Alternative APN	`070403.4-01-008-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,664 sqft Living Area
1st Floor Area	3,328 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	459,558 sqft (10.5 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces
Deck Area	20 sqft
Patio Area	494 sqft
Canopy	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	2775 LOWRY RD
City	ARCANUM
State	OH
Zip	45304-9502
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4-7-3 PT W CEN PT SE
Legal Range	04
Legal Township	07
Legal Section	03
Jurisdiction	MIAMI OH
Township / Civil Division	UNION
Census Block Group	1
Census Block	1006
Census Tract	340100

Owner

2775 Lowry Rd is owned and occupied by two individuals who bought it in December 2011.

Source: Miami County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2775 LOWRY RD, ARCANUM, OH 45304-9502
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2021	Deed of Trust, Mortgage · Line of Credit US BANK NA
Feb 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Apr 20, 2017	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 6, 2011 · Amount on File
Deed Sale	Dec 6, 2011 · Amount on File
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	2775 LOWRY RD, ARCANUM, OH 45304-9502
Transaction Type	Mortgage
Record Updated	Jul 28, 2021
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2775 LOWRY RD, ARCANUM, OH 45304-9502

Mortgage

Document Number	0000009785
Date	Jun 4, 2021
Instrument	2021OR-09785

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	179 Months
Due	May 10, 2036

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	2775 LOWRY RD, ARCANUM, OH 45304-9502
Transaction Type	Mortgage
Record Updated	Jul 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002782
Date	Feb 18, 2021
Instrument	2021OR-02782

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Mar 1, 2041

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	2775 LOWRY RD, ARCANUM, OH 45304-9502
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004654
Date	Apr 20, 2017
Instrument	2017OR-04654

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2775 Lowry Rd was $2,603 with a homeowner's exemption, up 1.7% from the year before.

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Union Township
Unified School District	Milton-Union Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,603.00 (+1.68%) Homeowner's exemption	$86,660 (+18.18%) Land $29,470 Building $57,190	$247,600 Land $84,200 Building $163,400
2024	$2,560.00 (+2.44%) Homeowner's exemption	$73,330 (-) Land $27,090 Building $46,240
2023	$2,499.00 (-3.51%) Homeowner's exemption	$73,330 (-) Land $27,090 Building $46,240	$209,500 (-) Land $77,400 Building $132,100
2022	$2,590.00 Homeowner's exemption	$73,330 Land $27,090 Building $46,240	$209,500 Land $77,400 Building $132,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2775 Lowry Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 10, 2023

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2775 Lowry Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 71% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Skymesh Fixed Wireless	50 / 10

May also be available: altafiber Network Solutions, AT&T.

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