2775 Joe Ashton Rd, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 2775 Joe Ashton Rd, Saint Augustine, FL 32092

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,479 sqft · built 2020
Lot Size	4.65 acres (202,554 sqft)
Owner	2 Individual Names on Record
Last Sale	$210,000 (Apr 2019)
Tax Bill	$5,381 (2025)
Deeds & Mortgages	Oct 2019 Construction Loan Aug 2020 Loan Modification + 3 more
Flood Zone	Zone X (minimal risk)
APN	`016490-0000`

Property Details

APN / Parcel Number

Primary APN	`016490-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Stories	1 Story
Building Area	2,479 sqft Living Area
Gross Area	2,983 sqft
1st Floor Area	2,479 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Concrete
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	202,554 sqft (4.65 acres)
Lot Dimensions	625 ft deep x 331 ft wide
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	835 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2775 JOE ASHTON RD
City	SAINT AUGUSTINE
State	FL
Zip	32092-2532
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OR
Legal Description	1-1 S1/2 OF N1/2 OF NE1/4 OF NE1/4 (EX W660FT OR565/689) OR4702/21
Legal Range	27E
Legal Township	07S
Legal Section	01
Legal Lot Number	1-1
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2016
Census Tract	21004

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2775 JOE ASHTON RD, SAINT AUGUSTINE, FL 32092-2532
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2019	Deed of Trust, Mortgage · Construction Mortgage WHITNEY BANK
Aug 31, 2020	Loan Modification, Mortgage · Conventional Mortgage HANCOCK WHITNEY BK
Apr 1, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Sep 28, 2017	Quit Claim Deed ATTORNEY ONLY
Jun 15, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2019 · Amount on Record
Deed Sale	Apr 1, 2019 · Amount on Record
Prior Sale	Jun 15, 2017 · Amount on Record
Deed Document Number	201921702
Deed Book / Page	4702 / 21
Prior Transfer Date	Sep 28, 2017
Prior Transfer Doc	0044401657
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	2775 JOE ASHTON RD, SAINT AUGUSTINE, FL 32092-2532
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0048211285
Date	Oct 29, 2019
Book Page	4821/1285
Instrument	2019080713

Lender

Name	WHITNEY BANK
Type	Bank
Address	GULFPORT, MS 39502

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2034

August 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST JOHNS FL
Property Address	2775 JOE ASHTON RD, SAINT AUGUSTINE, FL 32092-2532
Document Number	0050631637
Instrument Date	Aug 31, 2020
Transaction Type	Mortgage
Record Updated	Oct 26, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2775 JOE ASHTON RD ST AUGUSTINE FL 320922532, ST AUGUSTINE, FL 32092-2532

Mortgage

Document Number	0050631637
Date	Oct 6, 2020
Book Page	005063/001637
Instrument	87884

Lender

Name	HANCOCK WHITNEY BK
Address	COVINGTON, LA 70433

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 5, 2035

Interest

Rate Type	Fixed Rate
Rate	3.37%

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Apr 1, 2019
Property Address	2775 JOE ASHTON RD, SAINT AUGUSTINE, FL 32092-2532
Document Number	0047020021
Book / Page	004702 / 000021
Instrument Date	Mar 29, 2019
Instrument	21702
Transaction Type	Transfer
Record Updated	Apr 16, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,470.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5440 STATE ROAD 13 N #C ST AUGUSTINE FL 320921532, C, ST AUGUSTINE, FL 32092-1532

September 2017: Quit Claim Deed

Document Type	Quit Claim Deed
Jurisdiction	ST JOHNS FL
Recording Date	Sep 28, 2017
Property Address	2775 JOE ASHTON RD, SAINT AUGUSTINE, FL 32092-2532
Document Number	0044401657
Book / Page	004440 / 001657
Instrument Date	Sep 28, 2017
Instrument	66044
Record Updated	Oct 23, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	3 RAVEN TER LONDONDERRY NH 030533926, LONDONDERRY, NH 03053-3926

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jun 15, 2017
Property Address	2775 JOE ASHTON RD, SAINT AUGUSTINE, FL 32092-2532
Document Number	0043891444
Book / Page	004389 / 001444
Instrument Date	Jun 8, 2017
Instrument	41419
Transaction Type	Transfer
Record Updated	Jun 27, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$549.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	3 RAVEN TER LONDONDERRY NH 030533926, LONDONDERRY, NH 03053-3926

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$424,634 (+2.7%)	$870,617 (+10.29%) Land $344,100 Building $526,517
2025	$5,381.00 (+12.15%) Homeowner's exemption	$413,470 (+2.9%)	$789,415 (+2.49%) Land $325,500 Building $463,915
2024	$4,798.00 (+1.95%) Homeowner's exemption	$401,817 (+3%)	$770,259 (+16.07%) Land $325,500 Building $444,759
2023	$4,706.00 (+2.75%) Homeowner's exemption	$390,114 (+3%)	$663,627 (+14.01%) Land $218,736 Building $444,891
2022	$4,580.00 Homeowner's exemption	$378,751	$582,074 Land $218,736 Building $363,338

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 115 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	115 in force
Nearby Flood Claims	21 (2016–2022)
Claims Outside the SFHA	6 of 21
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims Hurricane Irma, Sep 2017 · 5 claims Hurricane Matthew, Oct 2016 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 81% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250

May also be available: AT&T, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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