2775 Dunkirk Dr, Saginaw, MI 48603 Property Records

Saginaw County property record for 2775 Dunkirk Dr, Saginaw, MI 48603

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 2,252 sqft · built 1989
Lot Size	0.285 acres (12,415 sqft)
Owner	2 Individual Names on File
Last Sale	$195,000 (Dec 2020)
Tax Bill	$5,131 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-12-4-15-2030-112`

Property Details

APN / Parcel Number

Primary APN	`23-12-4-15-2030-112`
Alternative APN	`124152030112`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,252 sqft Living Area
1st Floor Area	1,672 sqft
Basement Area	1,168 sqft
Finished Basement	1,168 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,415 sqft (0.285 acres)
Lot Dimensions	132 ft deep x 94 ft wide
Garage Area	452 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	96 sqft
Deck Area	Deck Area
Patio Area	176 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2775 DUNKIRK DR
City	SAGINAW
State	MI
Zip	48603-3137
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 12 WARWICK PINES SEC 15 T12N R4E
Legal Range	04E
Legal Township	12N
Legal Section	15
Legal Subdivision	WARWICK PINES SUB
Legal Lot Number	12
Legal Unit	12
Jurisdiction	SAGINAW MI
Township / Civil Division	SAGINAW
Census Block Group	2
Census Block	2004
Census Tract	10401

Owner

2775 Dunkirk Dr is owned and occupied by two individuals who bought it in December 2020.

Source: Saginaw County records, as of August 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2775 DUNKIRK DR, SAGINAW, MI 48603-3137
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 15, 2020 · Amount on File
Deed Sale	Dec 15, 2020 · Amount on File
Deed Document Number	202031811
Record Updated	Oct 29, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Dec 15, 2020
Property Address	2775 DUNKIRK DR, SAGINAW, MI 48603-3137
Document Number	2020031811
Map Reference	LB 23 PG 12
Instrument Date	Dec 15, 2020
Instrument	2020031811
Transaction Type	Transfer
Record Updated	Sep 2, 2021
Title Company	TITLE RESOURCE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,462.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2775 DUNKIRK DR, 2775, SAGINAW, MI 48603-3137

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6331 DEWHIRST DR, SAGINAW, MI 48638-7370

Mortgage

Document Number	2020031812
Date	Dec 15, 2020
Instrument	2020031812

Lender

Name	MEMBERS FIRST CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 2775 Dunkirk Dr was $5,131 with a homeowner's exemption.

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Saginaw Charter Township
Unified School District	Saginaw Township Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$170,200	$340,400
2025	$5,131.00 Homeowner's exemption
2023		$131,900	$263,800
2022	$4,302.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2775 Dunkirk Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2775 Dunkirk Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAGINAW CHARTER TOWNSHIP serves 40,840 people · EPA ID MI0005860
Water Source	Purchased surface water from CITY OF SAGINAW
Last State Inspection	Oct 2024
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Ripple Fiber, T-Mobile.

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