2775 Cortez Ct, Castro Valley, CA 94546 Property Records

Alameda County property record for 2775 Cortez Ct, Castro Valley, CA 94546

Property Summary

Property Type	Condominium
Details	2 bd · 1.5 ba · 1,141 sqft · built 1977
Lot Size	0.013 acres (558 sqft)
Owner	Trust Name on File
Last Sale	$465,000 (May 2017)
Tax Bill	$7,194 (2025)
Deeds & Mortgages	Jun 2020 Transfer May 2020 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`84A-131-43`

Property Details

APN / Parcel Number

Primary APN	`84A-131-43`
Alternative APN	`084A-0131-043-00`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Building Area	1,141 sqft Living Area

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Construction Type	Wood
Lot Area	558 sqft (0.013 acres)
Lot Dimensions	31 ft deep x 18 ft wide
Garage Type	Detached

Location & Zoning

Street Address	2775 CORTEZ CT
City	CASTRO VALLEY
State	CA
Zip	94546-5519
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	TR: 3680 LOT: BLDG: UNIT:14
Legal Subdivision	DEL CORTEZ
Legal Tract	3680
Legal Lot Number	1
Legal Unit	14
Jurisdiction	ALAMEDA CA
Township / Civil Division	HAYWARD
Census Block Group	2
Census Block	2005
Census Tract	430900

Owner

2775 Cortez Ct, a condominium, is owner-occupied and held in a trust since May 2020.

Source: Alameda County records, as of August 5, 2026

Owner of Record	Trust Name on File
Mailing Address	2775 CORTEZ CT, CASTRO VALLEY, CA 94546-5519
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 19, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
May 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Mar 12, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage OWNING CORPORATION
May 3, 2017	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 3, 2017 · Amount on File
Deed Sale	May 3, 2017 · Amount on File
Prior Sale	Dec 20, 2011 · Amount on File
Deed Document Number	201798061
Last Transfer Date	May 7, 2020
Transfer Doc	0000102437
Record Updated	Oct 29, 2026

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALAMEDA CA
Recording Date	Jun 19, 2020
Property Address	2775 CORTEZ CT, CASTRO VALLEY, CA 94546-5519
Document Number	0000141880
Instrument Date	Jun 8, 2020
Instrument	141880
Transaction Type	Transfer
Record Updated	Aug 10, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2775 CORTEZ CT CASTRO VALLEY CA 945465519, CASTRO VALLEY, CA 94546-5519

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	2775 CORTEZ CT, CASTRO VALLEY, CA 94546-5519
Document Number	0000110107
Instrument Date	May 7, 2020
Transaction Type	Mortgage
Record Updated	Jun 30, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2775 CORTEZ CT CASTRO VALLEY CA 945465519, CASTRO VALLEY, CA 94546-5519

Mortgage

Document Number	0000110107
Date	May 13, 2020
Instrument	110107

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 12, 2050

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALAMEDA CA
Recording Date	Mar 12, 2021
Property Address	2775 CORTEZ CT, CASTRO VALLEY, CA 94546-5519
Document Number	0000102437
Map Reference	MB 92 PG 12&13
Instrument Date	May 7, 2020
Instrument	2021102437
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ORANGE COAST TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	2775 CORTEZ CT, CASTRO VALLEY, CA 94546-5519

Mortgage

Document Number	0000102438
Date	Mar 12, 2021
Instrument	2021102438

Lender

Name	OWNING CORPORATION
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	354 Months
Due	Sep 1, 2050

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	May 3, 2017
Property Address	2775 CORTEZ CT, CASTRO VALLEY, CA 94546-5519
Document Number	0000098061
Map Reference	MAP92 PG12&13
Instrument Date	Apr 14, 2017
Instrument	2017098061
Transaction Type	Transfer
Record Updated	Jul 19, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2775 CORTEZ CT, CASTRO VALLEY, CA 94546-5519

Mortgage

Document Number	0000098062
Date	May 3, 2017
Instrument	2017098062

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2775 Cortez Ct was $7,194 with a homeowner's exemption, up 2.3% from the year before.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Unified School District	Castro Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$543,452 (+2.03%) Land $165,135 Building $385,317
2025	$7,194.00 (+2.33%) Homeowner's exemption	$532,660 Land $161,898 Building $377,762
2024	$7,030.00 (+1.75%)
2023	$6,909.00 Homeowner's exemption	$518,707 Land $155,612 Building $363,095	$584,640

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2775 Cortez Ct in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	29 units insured incl. 17 condo units
Nearby Flood Claims	2 (2022–2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2775 Cortez Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 609 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Etheric Networks Fixed Wireless	250 / 100

May also be available: GeoLinks, T-Mobile, Unwired, Verizon.

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