2775 Camel Cir, Middleburg, FL 32068 Property Records

Clay County property record for 2775 Camel Cir, Middleburg, FL 32068

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,766 sqft · built 1984
Lot Size	3.81 acres (166,268 sqft)
Owner	Individual Name on File
Last Sale	$230,000 (May 2017)
Tax Bill	$2,531 (2025)
Deeds & Mortgages	Sep 2026 Mortgage May 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`32-05-24-006698-231-00`

Property Details

APN / Parcel Number

Primary APN	`32-05-24-006698-231-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,766 sqft Living Area
1st Floor Area	1,766 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Board & Batten
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	166,268 sqft (3.81 acres)
Lot Dimensions	517 ft deep x 168 ft wide
Garage Area	462 sqft

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	104 sqft
Deck Area	509 sqft
Storage Building	480 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2775 CAMEL CIR
City	MIDDLEBURG
State	FL
Zip	32068-6318
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 20 & 21 BLK 139 BLACK CREEK PARK UNIT 1 AS REC OR 3973 PG 1372, 4700 PG 1825, 4720 P
Legal Range	24E
Legal Township	05S
Legal Section	32
Legal Subdivision	BLACK CREEK PARK UNIT 1
Legal Block	139
Legal Lot Number	20,21
Legal Unit	1
Jurisdiction	CLAY FL
Township / Civil Division	KEYSTONE HEIGHTS
Census Block Group	2
Census Block	2000
Census Tract	31101

Owner

2775 Camel Cir is owned and occupied by an individual who acquired it in December 2022.

Source: Clay County records, as of October 22, 2026

Owner of Record	Individual Name on File
Mailing Address	2775 CAMEL CIR, MIDDLEBURG, FL 32068-6318
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2026	Deed of Trust, Mortgage · FHA Mortgage SERVICELINK
May 16, 2023	Intrafamily Transfer, Transfer
May 16, 2017	Warranty Deed, Transfer · FHA Mortgage MOTIVE LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 16, 2017 · Amount on File
Deed Sale	May 16, 2017 · Amount on File
Deed Document Number	201724812
Deed Book / Page	3973 / 1372
Last Transfer Date	Dec 20, 2022
Transfer Doc	0047200680
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Recording Date	Sep 24, 2026
Property Address	2775 CAMEL CIR, MIDDLEBURG, FL 32068-6318
Document Number	0000047453
Book / Page	5088 / 1742
Instrument Date	Aug 12, 2026
Instrument	202647453
Transaction Type	Mortgage
Record Updated	Oct 22, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2775 CAMEL CIR, MIDDLEBURG, FL 32068-6318

Mortgage

Document Number	0000047453,
Date	Sep 24, 2026
Book Page	5088/1742
Instrument	202647453

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jun 1, 2047

Interest

Max Rate	-1%

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLAY FL
Recording Date	May 16, 2023
Property Address	2775 CAMEL CIR, MIDDLEBURG, FL 32068-6318
Document Number	0047200680
Book / Page	4720 / 680
Map Reference	MB 11 PG 21-33
Instrument Date	Dec 20, 2022
Instrument	2023023861
Transaction Type	Transfer
Record Updated	Jun 6, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2775 CAMEL CIR, MIDDLEBURG, FL 32068-6318

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2775 CAMEL CIR, MIDDLEBURG, FL 32068-6318

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	May 16, 2017
Property Address	2775 CAMEL CIR, MIDDLEBURG, FL 32068-6318
Document Number	0039731372
Book / Page	003973 / 001372
Instrument Date	May 15, 2017
Instrument	24812
Transaction Type	Transfer
Record Updated	Jul 3, 2017
Title Company	OTHER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,610.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2775 CAMEL CIR MIDDLEBURG FL 320686318, MIDDLEBURG, FL 32068-6318

Mortgage

Document Number	39731374
Date	May 16, 2017
Book Page	003973/001374
Instrument	24813

Lender

Name	MOTIVE LNDG
Address	FLINT, MI 48501-2026

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 15, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2775 Camel Cir was $2,531 with a homeowner's exemption, up 4.9% from the year before.

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,531.00 (+4.89%) Homeowner's exemption	$206,150	$328,882 Land $100,000 Building $228,882
2024	$2,413.00 (-9.9%)
2023	$2,678.00 (+7.85%) Homeowner's exemption	$194,506 (+3%)	$290,114 (+14.55%) Land $68,000 Building $222,114
2022	$2,483.00 Homeowner's exemption	$188,841	$253,274 Land $54,000 Building $199,274

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2775 Camel Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2775 Camel Cir is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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