2774 W Central Rd, Wetumpka, AL 36092 Property Records

Elmore County property record for 2774 W Central Rd, Wetumpka, AL 36092

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,062 sqft · built 2005
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on File
Tax Bill	$588 (2026)
Deeds & Mortgages	Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-09-31-0-000-012.001`

Property Details

APN / Parcel Number

Primary APN	`06-09-31-0-000-012.001`
Alternative APN	`607820`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,062 sqft Living Area
1st Floor Area	2,062 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	87,120 sqft (2 acres)
Porch	Patio
Porch Area	202 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2774 W CENTRAL RD
City	WETUMPKA
State	AL
Zip	36092-6839
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2 AC COM NW COR SEC 31 T20 R20
Legal Range	020
Legal Township	020
Legal Section	31
Jurisdiction	ELMORE AL
Township / Civil Division	TITUS
Census Block Group	4
Census Block	4022
Census Tract	30200

Owner

2774 W Central Rd is owned and occupied by an individual who acquired it in January 2016.

Source: Elmore County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	2774 W CENTRAL RD, WETUMPKA, AL 36092-6839
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 20, 2016
Deed Sale	Jan 20, 2016
Deed Book / Page	2016 / 2137
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELMORE AL
Property Address	2774 W CENTRAL RD, WETUMPKA, AL 36092-6839
Transaction Type	Mortgage
Record Updated	Jun 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/38787
Date	Jun 15, 2020
Book Page	2020/38787

Lender

Name	HAMILTON MORTGAGE CORP
Type	Mortgage Company
Address	BIRMINGHAM, AL 35209

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 2774 W Central Rd was $588, up 5.2% from the year before.

Source: Elmore County assessment roll, as of March 19, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Elmore County
Unified School District	Elmore County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$588.00 (+5.19%)
2025	$559.00 (+6.88%)	$22,100 (+6.97%)	$235,200 (+13.84%) Land $32,400 Building $202,800
2024	$523.00 (-1.13%)	$20,660 (-1.1%)	$206,600 (-1.1%) Land $21,600 Building $185,000
2023	$529.00 (+36.69%)	$20,890 (+37.52%) Land $2,160 Building $18,730	$208,900 (+37.52%) Land $21,600 Building $187,300
2022	$387.00	$15,190 Land $1,720 Building $13,470	$151,900 Land $17,200 Building $134,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2774 W Central Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2774 W Central Rd is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · above 82% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRAL ELMORE WATER & SEWER AUTHORITY serves 39,798 people · EPA ID AL0000547
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000